Northwest Bank (FDIC #32647): Bank Stress & Real-Estate Credit Exposure
Northwest Bank (FDIC Cert #32647): bank stress 64/100, elevated, STABLE over 7 days; parent NORTHWEST FINANCIAL CORP.
Northwest Bank (#32647) lends in 15 counties across 2 states; Northwest Bank (#32647) reaches 262 ZIP codes: Iowa 13 counties, 214 ZIPs; Nebraska 2 counties, 48 ZIPs.
Northwest Bank (#32647) largest markets: Polk County, IA (126 branches, 42 ZIPs) (#32647), Douglas County, NE (37 branches, 37 ZIPs) (#32647), Woodbury County, IA (26 branches, 26 ZIPs) (#32647), Story County, IA (23 branches, 23 ZIPs) (#32647), Webster County, IA (22 branches, 22 ZIPs) (#32647), Kossuth County, IA (21 branches, 21 ZIPs) (#32647).
Northwest Bank (#32647) reports $3.00 billion in total assets; Northwest Bank (#32647) equity $295.0 million (9.8% of Northwest Bank (#32647) assets); Northwest Bank (#32647) domestic deposits $2.62 billion; Northwest Bank (#32647) net income $20.1 million; Northwest Bank (#32647) return on assets 1.35%; Northwest Bank (#32647) return on equity 13.67%; Northwest Bank (#32647) net interest income $50.9 million; Northwest Bank (#32647) call report June 30, 2026.
Northwest Bank (#32647) noncurrent real-estate loans 0.01% of its book; Northwest Bank (#32647) net charge-offs on real estate 0.17%; Northwest Bank (#32647) residential charge-offs 0.18%.
Northwest Bank (#32647) net interest margin 3.66% against an eight-quarter Northwest Bank (#32647) average of 3.11% (Northwest Bank (#32647) compression -0.56 points); Northwest Bank (#32647) real-estate loans 0.6% of equity; Northwest Bank (#32647) non-residential real estate 17.9% of equity; Northwest Bank (#32647) rate-exposure score 40/100, Northwest Bank (#32647) fixed-rate trap 40/100; Northwest Bank (#32647) risk type credit driven; Northwest Bank (#32647) rate regime rates elevated, Northwest Bank (#32647) snapshot October 20, 2026.
Northwest Bank (#32647) stress score held at 64.1 across 117 daily snapshots, June 22, 2026 to October 20, 2026.
Northwest Bank (#32647) alerts: 15 counties; top Northwest Bank (#32647) alert scores: Humboldt County, IA 37 (moderate); Algona County, IA 22 (low); Ames County, IA 22 (low); Creston County, IA 22 (low); Estherville County, IA 22 (low).