First Stb Of Livingston (FDIC #15898): Bank Stress & Real-Estate Credit Exposure
First Stb Of Livingston (FDIC Cert #15898): bank stress 58/100, moderate, STABLE over 7 days; parent EAST TEXAS BANCSHARES INC.
First Stb Of Livingston (#15898) lends in 4 counties across 1 state; First Stb Of Livingston (#15898) reaches 35 ZIP codes: Texas 4 counties, 35 ZIPs.
First Stb Of Livingston (#15898) largest markets: Tyler County, TX (10 branches, 10 ZIPs) (#15898), Jasper County, TX (18 branches, 9 ZIPs) (#15898), Polk County, TX (36 branches, 9 ZIPs) (#15898), San Jacinto County, TX (8 branches, 8 ZIPs) (#15898).
First Stb Of Livingston (#15898) reports $689.3 million in total assets; First Stb Of Livingston (#15898) equity $90.8 million (13.2% of First Stb Of Livingston (#15898) assets); First Stb Of Livingston (#15898) domestic deposits $595.5 million; First Stb Of Livingston (#15898) net income $3.7 million; First Stb Of Livingston (#15898) return on assets 1.05%; First Stb Of Livingston (#15898) return on equity 8.20%; First Stb Of Livingston (#15898) net interest income $10.9 million; First Stb Of Livingston (#15898) call report June 30, 2026.
First Stb Of Livingston (#15898) noncurrent real-estate loans: none reported; First Stb Of Livingston (#15898) net charge-offs on real estate 0.63%; First Stb Of Livingston (#15898) residential charge-offs 1.07%.
First Stb Of Livingston (#15898) net interest margin 3.25% against an eight-quarter First Stb Of Livingston (#15898) average of 3.20% (First Stb Of Livingston (#15898) compression -0.05 points); First Stb Of Livingston (#15898) non-residential real estate 107.4% of equity; First Stb Of Livingston (#15898) rate-exposure score 40/100, First Stb Of Livingston (#15898) fixed-rate trap 40/100; First Stb Of Livingston (#15898) risk type credit driven; First Stb Of Livingston (#15898) rate regime rates elevated, First Stb Of Livingston (#15898) snapshot October 20, 2026.
First Stb Of Livingston (#15898) stress score moved from 60.9 on June 22, 2026 to 58.4 on October 20, 2026; First Stb Of Livingston (#15898) ranged 58.4 to 60.9 over 117 snapshots.
First Stb Of Livingston (#15898) alerts: 4 counties; top First Stb Of Livingston (#15898) alert scores: Jasper County, TX 27 (low); Onalaska County, TX 19 (low); Shepherd County, TX 19 (low); Woodville County, TX 19 (low).