Nebraska Bank (FDIC #16116): Bank Stress & Real-Estate Credit Exposure
Nebraska Bank (FDIC Cert #16116): bank stress 64/100, elevated, STABLE over 7 days; parent FARMERS STATE BANCSHARES INC.
Nebraska Bank (#16116) lends in 9 counties across 1 state; Nebraska Bank (#16116) reaches 108 ZIP codes: Nebraska 9 counties, 108 ZIPs.
Nebraska Bank (#16116) largest markets: Lancaster County, NE (44 branches, 44 ZIPs) (#16116), Dodge County, NE (14 branches, 14 ZIPs) (#16116), Holt County, NE (14 branches, 14 ZIPs) (#16116), Wayne County, NE (11 branches, 11 ZIPs) (#16116), Richardson County, NE (9 branches, 9 ZIPs) (#16116), Morrill County, NE (7 branches, 7 ZIPs) (#16116).
Nebraska Bank (#16116) reports $551.6 million in total assets; Nebraska Bank (#16116) equity $60.8 million (11.0% of Nebraska Bank (#16116) assets); Nebraska Bank (#16116) domestic deposits $466.9 million; Nebraska Bank (#16116) net income $3.0 million; Nebraska Bank (#16116) return on assets 1.17%; Nebraska Bank (#16116) return on equity 11.55%; Nebraska Bank (#16116) net interest income $9.6 million; Nebraska Bank (#16116) call report June 30, 2026.
Nebraska Bank (#16116) noncurrent real-estate loans: none reported; Nebraska Bank (#16116) net charge-offs on real estate 0.59%.
Nebraska Bank (#16116) net interest margin 4.02% against an eight-quarter Nebraska Bank (#16116) average of 3.99% (Nebraska Bank (#16116) compression -0.03 points); Nebraska Bank (#16116) rate-exposure score 40/100, Nebraska Bank (#16116) fixed-rate trap 40/100; Nebraska Bank (#16116) risk type credit driven; Nebraska Bank (#16116) rate regime rates elevated, Nebraska Bank (#16116) snapshot October 19, 2026.
Nebraska Bank (#16116) stress score moved from 66.8 on June 22, 2026 to 63.5 on October 19, 2026; Nebraska Bank (#16116) ranged 63.5 to 66.8 over 116 snapshots.
Nebraska Bank (#16116) alerts: 9 counties; top Nebraska Bank (#16116) alert scores: Dodge County, NE 33 (low); Atkinson County, NE 21 (low); Bridgeport County, NE 21 (low); Carroll County, NE 21 (low); Chadron County, NE 21 (low).