Blackhawk Bank&Trust (FDIC #18402): Bank Stress & Real-Estate Credit Exposure
Blackhawk Bank&Trust (FDIC Cert #18402): bank stress 61/100, elevated, STABLE over 7 days; parent BLACKHAWK BCORP INC.
Blackhawk Bank&Trust (#18402) lends in 4 counties across 2 states; Blackhawk Bank&Trust (#18402) reaches 75 ZIP codes: Illinois 3 counties, 53 ZIPs; Iowa 1 county, 22 ZIPs.
Blackhawk Bank&Trust (#18402) largest markets: Henry County, IL (48 branches, 24 ZIPs) (#18402), Scott County, IA (88 branches, 22 ZIPs) (#18402), Rock Island County, IL (252 branches, 21 ZIPs) (#18402), Mercer County, IL (18 branches, 18 ZIPs) (#18402).
Blackhawk Bank&Trust (#18402) reports $2.04 billion in total assets; Blackhawk Bank&Trust (#18402) equity $194.9 million (9.6% of Blackhawk Bank&Trust (#18402) assets); Blackhawk Bank&Trust (#18402) domestic deposits $1.60 billion; Blackhawk Bank&Trust (#18402) net income $15.2 million; Blackhawk Bank&Trust (#18402) return on assets 1.55%; Blackhawk Bank&Trust (#18402) return on equity 15.95%; Blackhawk Bank&Trust (#18402) net interest income $32.7 million; Blackhawk Bank&Trust (#18402) call report June 30, 2026.
Blackhawk Bank&Trust (#18402) noncurrent real-estate loans 0.12% of its book; Blackhawk Bank&Trust (#18402) multifamily -0.08%; Blackhawk Bank&Trust (#18402) residential 0.26%; Blackhawk Bank&Trust (#18402) net charge-offs on real estate 0.08%; Blackhawk Bank&Trust (#18402) residential charge-offs 0.08%.
Blackhawk Bank&Trust (#18402) net interest margin 3.44% against an eight-quarter Blackhawk Bank&Trust (#18402) average of 2.62% (Blackhawk Bank&Trust (#18402) compression -0.82 points); Blackhawk Bank&Trust (#18402) real-estate loans 12.4% of equity; Blackhawk Bank&Trust (#18402) non-residential real estate 8.3% of equity; Blackhawk Bank&Trust (#18402) rate-exposure score 40/100, Blackhawk Bank&Trust (#18402) fixed-rate trap 40/100; Blackhawk Bank&Trust (#18402) risk type credit driven; Blackhawk Bank&Trust (#18402) rate regime rates elevated, Blackhawk Bank&Trust (#18402) snapshot October 19, 2026.
Blackhawk Bank&Trust (#18402) stress score moved from 63.4 on June 22, 2026 to 61.2 on October 20, 2026; Blackhawk Bank&Trust (#18402) ranged 61.2 to 63.4 over 117 snapshots.
Blackhawk Bank&Trust (#18402) alerts: 4 counties; top Blackhawk Bank&Trust (#18402) alert scores: Aledo County, IL 23 (low); Geneseo County, IL 23 (low); Princeton County, IL 23 (low); Taylor Ridge County, IL 23 (low).