Farmers National Bank (FDIC #3732): Bank Stress & Real-Estate Credit Exposure
Farmers National Bank (FDIC Cert #3732): bank stress 52/100, moderate, STABLE over 7 days; parent PROPHETSTOWN BANKING CO.
Farmers National Bank (#3732) lends in 3 counties across 1 state; Farmers National Bank (#3732) reaches 43 ZIP codes: Illinois 3 counties, 43 ZIPs.
Farmers National Bank (#3732) largest markets: Henry County, IL (24 branches, 24 ZIPs) (#3732), Whiteside County, IL (30 branches, 15 ZIPs) (#3732), Carroll County, IL (11 branches, 11 ZIPs) (#3732).
Farmers National Bank (#3732) reports $895.7 million in total assets; Farmers National Bank (#3732) equity $128.0 million (14.3% of Farmers National Bank (#3732) assets); Farmers National Bank (#3732) domestic deposits $637.2 million; Farmers National Bank (#3732) net income $5.3 million; Farmers National Bank (#3732) return on assets 1.17%; Farmers National Bank (#3732) return on equity 8.41%; Farmers National Bank (#3732) net interest income $13.6 million; Farmers National Bank (#3732) call report June 30, 2026.
Farmers National Bank (#3732) noncurrent real-estate loans: none reported; Farmers National Bank (#3732) net charge-offs on real estate 0.20%; Farmers National Bank (#3732) multifamily charge-offs 2.46%.
Farmers National Bank (#3732) net interest margin 3.30% against an eight-quarter Farmers National Bank (#3732) average of 3.08% (Farmers National Bank (#3732) compression -0.22 points); Farmers National Bank (#3732) rate-exposure score 40/100, Farmers National Bank (#3732) fixed-rate trap 40/100; Farmers National Bank (#3732) risk type credit driven; Farmers National Bank (#3732) rate regime rates elevated, Farmers National Bank (#3732) snapshot October 19, 2026.
Farmers National Bank (#3732) stress score moved from 54.4 on June 22, 2026 to 52 on October 19, 2026; Farmers National Bank (#3732) ranged 52 to 54.4 over 116 snapshots.
Farmers National Bank (#3732) alerts: 3 counties; top Farmers National Bank (#3732) alert scores: Geneseo County, IL 21 (low); Mount Carroll County, IL 21 (low); Prophetstown County, IL 21 (low).