West Gate Bank (FDIC #19850): Bank Stress & Real-Estate Credit Exposure

West Gate Bank (FDIC Cert #19850): bank stress 69/100, elevated, STABLE over 7 days; parent WEST GATE BANSHARES INC.

West Gate Bank (#19850) lends in 3 counties across 1 state; West Gate Bank (#19850) reaches 92 ZIP codes: Nebraska 3 counties, 92 ZIPs.

West Gate Bank (#19850) largest markets: Lancaster County, NE (264 branches, 44 ZIPs) (#19850), Douglas County, NE (111 branches, 37 ZIPs) (#19850), Sarpy County, NE (14 branches, 14 ZIPs) (#19850).

West Gate Bank (#19850) reports $1.47 billion in total assets; West Gate Bank (#19850) equity $155.0 million (10.5% of West Gate Bank (#19850) assets); West Gate Bank (#19850) domestic deposits $1.27 billion; West Gate Bank (#19850) net income $7.0 million; West Gate Bank (#19850) return on assets 0.97%; West Gate Bank (#19850) return on equity 9.39%; West Gate Bank (#19850) net interest income $23.5 million; West Gate Bank (#19850) call report June 30, 2026.

West Gate Bank (#19850) noncurrent real-estate loans: none reported; West Gate Bank (#19850) net charge-offs on real estate 0.28%.

West Gate Bank (#19850) net interest margin 3.64% against an eight-quarter West Gate Bank (#19850) average of 3.41% (West Gate Bank (#19850) compression -0.24 points); West Gate Bank (#19850) rate-exposure score 40/100, West Gate Bank (#19850) fixed-rate trap 40/100; West Gate Bank (#19850) risk type credit driven; West Gate Bank (#19850) rate regime rates elevated, West Gate Bank (#19850) snapshot October 19, 2026.

West Gate Bank (#19850) stress score moved from 73.6 on June 22, 2026 to 69.2 on October 19, 2026; West Gate Bank (#19850) ranged 69.2 to 73.6 over 116 snapshots.

West Gate Bank (#19850) alerts: 3 counties; top West Gate Bank (#19850) alert scores: Lincoln County, NE 44 (moderate); Bellevue County, NE 23 (low); Omaha County, NE 23 (low).