Grand Bank (FDIC #22065): Bank Stress & Real-Estate Credit Exposure

Grand Bank (FDIC Cert #22065): bank stress 63/100, elevated, STABLE over 7 days; parent GRAND CAPITAL CORP.

Grand Bank (#22065) lends in 3 counties across 2 states; Grand Bank (#22065) reaches 281 ZIP codes: Texas 2 counties, 238 ZIPs; Oklahoma 1 county, 43 ZIPs.

Grand Bank (#22065) largest markets: Harris County, TX (143 branches, 143 ZIPs) (#22065), Dallas County, TX (95 branches, 95 ZIPs) (#22065), Tulsa County, OK (86 branches, 43 ZIPs) (#22065).

Grand Bank (#22065) reports $712.8 million in total assets; Grand Bank (#22065) equity $66.2 million (9.3% of Grand Bank (#22065) assets); Grand Bank (#22065) domestic deposits $617.9 million; Grand Bank (#22065) net income $5.1 million; Grand Bank (#22065) return on assets 1.50%; Grand Bank (#22065) return on equity 15.81%; Grand Bank (#22065) net interest income $13.9 million; Grand Bank (#22065) call report June 30, 2026.

Grand Bank (#22065) noncurrent real-estate loans: none reported; Grand Bank (#22065) net charge-offs on real estate 0.00%.

Grand Bank (#22065) net interest margin 4.31% against an eight-quarter Grand Bank (#22065) average of 4.02% (Grand Bank (#22065) compression -0.29 points); Grand Bank (#22065) rate-exposure score 40/100, Grand Bank (#22065) fixed-rate trap 40/100; Grand Bank (#22065) risk type credit driven; Grand Bank (#22065) rate regime rates elevated, Grand Bank (#22065) snapshot October 19, 2026.

Grand Bank (#22065) stress score moved from 61.8 on June 22, 2026 to 63 on October 20, 2026; Grand Bank (#22065) ranged 61.8 to 63 over 117 snapshots.

Grand Bank (#22065) alerts: 3 counties; top Grand Bank (#22065) alert scores: Tulsa County, OK 38 (moderate); Dallas County, OK 21 (low); Houston County, OK 21 (low).