Farmers&Miners Bank (FDIC #22888): Bank Stress & Real-Estate Credit Exposure
Farmers&Miners Bank (FDIC Cert #22888): bank stress 47/100, moderate, STABLE over 7 days.
Farmers&Miners Bank (#22888) lends in 4 counties across 1 state; Farmers&Miners Bank (#22888) reaches 36 ZIP codes: Virginia 4 counties, 36 ZIPs.
Farmers&Miners Bank (#22888) largest markets: Dickenson County, VA (12 branches, 12 ZIPs) (#22888), Scott County, VA (12 branches, 12 ZIPs) (#22888), Lee County, VA (33 branches, 11 ZIPs) (#22888), Wise County, VA (8 branches, 8 ZIPs) (#22888).
Farmers&Miners Bank (#22888) reports $193.2 million in total assets; Farmers&Miners Bank (#22888) equity $25.4 million (13.2% of Farmers&Miners Bank (#22888) assets); Farmers&Miners Bank (#22888) domestic deposits $166.3 million; Farmers&Miners Bank (#22888) net income $1.5 million; Farmers&Miners Bank (#22888) return on assets 1.63%; Farmers&Miners Bank (#22888) return on equity 12.45%; Farmers&Miners Bank (#22888) net interest income $4.4 million; Farmers&Miners Bank (#22888) call report June 30, 2026.
Farmers&Miners Bank (#22888) noncurrent real-estate loans: none reported; Farmers&Miners Bank (#22888) net charge-offs on real estate 0.55%.
Farmers&Miners Bank (#22888) net interest margin 4.88% against an eight-quarter Farmers&Miners Bank (#22888) average of 4.90% (Farmers&Miners Bank (#22888) compression 0.02 points); Farmers&Miners Bank (#22888) rate-exposure score 40/100, Farmers&Miners Bank (#22888) fixed-rate trap 40/100; Farmers&Miners Bank (#22888) risk type credit driven; Farmers&Miners Bank (#22888) rate regime rates elevated, Farmers&Miners Bank (#22888) snapshot October 19, 2026.
Farmers&Miners Bank (#22888) stress score moved from 49.2 on June 22, 2026 to 46.7 on October 19, 2026; Farmers&Miners Bank (#22888) ranged 46.7 to 49.2 over 116 snapshots.
Farmers&Miners Bank (#22888) alerts: 4 counties; top Farmers&Miners Bank (#22888) alert scores: Wise County, VA 45 (moderate); Clintwood County, VA 18 (low); Rose Hill County, VA 18 (low); Weber City County, VA 18 (low).