Pike National Bank (FDIC #26379): Bank Stress & Real-Estate Credit Exposure
Pike National Bank (FDIC Cert #26379): bank stress 69/100, elevated, STABLE over 7 days; parent PCNB CORP.
Pike National Bank (#26379) lends in 3 counties across 1 state; Pike National Bank (#26379) reaches 20 ZIP codes: Mississippi 3 counties, 20 ZIPs.
Pike National Bank (#26379) largest markets: Lincoln County, MS (12 branches, 12 ZIPs) (#26379), Pike County, MS (24 branches, 8 ZIPs) (#26379), Walthall County, MS (6 branches, 6 ZIPs) (#26379).
Pike National Bank (#26379) reports $408.8 million in total assets; Pike National Bank (#26379) equity $43.2 million (10.6% of Pike National Bank (#26379) assets); Pike National Bank (#26379) domestic deposits $358.0 million; Pike National Bank (#26379) net income $2.0 million; Pike National Bank (#26379) return on assets 1.00%; Pike National Bank (#26379) return on equity 9.43%; Pike National Bank (#26379) net interest income $7.0 million; Pike National Bank (#26379) call report June 30, 2026.
Pike National Bank (#26379) noncurrent real-estate loans: none reported; Pike National Bank (#26379) net charge-offs on real estate 0.67%; Pike National Bank (#26379) multifamily charge-offs 1.52%; Pike National Bank (#26379) residential charge-offs 0.38%.
Pike National Bank (#26379) net interest margin 3.83% against an eight-quarter Pike National Bank (#26379) average of 3.61% (Pike National Bank (#26379) compression -0.22 points); Pike National Bank (#26379) non-residential real estate 37.8% of equity; Pike National Bank (#26379) rate-exposure score 40/100, Pike National Bank (#26379) fixed-rate trap 40/100; Pike National Bank (#26379) risk type credit driven; Pike National Bank (#26379) rate regime rates elevated, Pike National Bank (#26379) snapshot October 19, 2026.
Pike National Bank (#26379) stress score moved from 68.7 on June 22, 2026 to 68.6 on October 20, 2026; Pike National Bank (#26379) ranged 68.6 to 68.7 over 117 snapshots.
Pike National Bank (#26379) alerts: 3 counties; top Pike National Bank (#26379) alert scores: Brookhaven County, MS 22 (low); Mccomb County, MS 22 (low); Tylertown County, MS 22 (low).