Classic Bank National Assn (FDIC #3126): Bank Stress & Real-Estate Credit Exposure
Classic Bank National Assn (FDIC Cert #3126): bank stress 59/100, moderate, STABLE over 7 days; parent CAMERON FINANCIAL CORP.
Classic Bank National Assn (#3126) lends in 5 counties across 1 state; Classic Bank National Assn (#3126) reaches 71 ZIP codes: Texas 5 counties, 71 ZIPs.
Classic Bank National Assn (#3126) largest markets: Williamson County, TX (27 branches, 27 ZIPs) (#3126), Falls County, TX (17 branches, 17 ZIPs) (#3126), Bastrop County, TX (15 branches, 15 ZIPs) (#3126), Milam County, TX (42 branches, 14 ZIPs) (#3126), Lee County, TX (9 branches, 9 ZIPs) (#3126).
Classic Bank National Assn (#3126) reports $657.5 million in total assets; Classic Bank National Assn (#3126) equity $73.7 million (11.2% of Classic Bank National Assn (#3126) assets); Classic Bank National Assn (#3126) domestic deposits $576.2 million; Classic Bank National Assn (#3126) net income $4.6 million; Classic Bank National Assn (#3126) return on assets 1.39%; Classic Bank National Assn (#3126) return on equity 12.52%; Classic Bank National Assn (#3126) net interest income $11.7 million; Classic Bank National Assn (#3126) call report June 30, 2026.
Classic Bank National Assn (#3126) noncurrent real-estate loans: none reported; Classic Bank National Assn (#3126) net charge-offs on real estate 1.05%; Classic Bank National Assn (#3126) residential charge-offs 3.23%.
Classic Bank National Assn (#3126) net interest margin 3.80% against an eight-quarter Classic Bank National Assn (#3126) average of 3.40% (Classic Bank National Assn (#3126) compression -0.39 points); Classic Bank National Assn (#3126) non-residential real estate 322.8% of equity; Classic Bank National Assn (#3126) rate-exposure score 40/100, Classic Bank National Assn (#3126) fixed-rate trap 40/100; Classic Bank National Assn (#3126) risk type credit driven; Classic Bank National Assn (#3126) rate regime rates elevated, Classic Bank National Assn (#3126) snapshot October 19, 2026.
Classic Bank National Assn (#3126) stress score moved from 50.1 on June 22, 2026 to 58.6 on October 19, 2026; Classic Bank National Assn (#3126) ranged 50.1 to 58.6 over 116 snapshots.
Classic Bank National Assn (#3126) alerts: 5 counties; top Classic Bank National Assn (#3126) alert scores: Bastrop County, TX 29 (low); Giddings County, TX 19 (low); Liberty Hill County, TX 19 (low); Rosebud County, TX 19 (low); Thorndale County, TX 19 (low).