Extraco Banks National Assn (FDIC #5551): Bank Stress & Real-Estate Credit Exposure
Extraco Banks National Assn (FDIC Cert #5551): bank stress 80/100, severe, STABLE over 7 days; parent EXTRACO CORP.
Extraco Banks National Assn (#5551) lends in 6 counties across 1 state; Extraco Banks National Assn (#5551) reaches 103 ZIP codes: Texas 6 counties, 103 ZIPs.
Extraco Banks National Assn (#5551) largest markets: Mclennan County, TX (87 branches, 29 ZIPs) (#5551), Williamson County, TX (27 branches, 27 ZIPs) (#5551), Bell County, TX (161 branches, 23 ZIPs) (#5551), Coryell County, TX (34 branches, 17 ZIPs) (#5551), Brazos County, TX (22 branches, 11 ZIPs) (#5551), Hamilton County, TX (10 branches, 10 ZIPs) (#5551).
Extraco Banks National Assn (#5551) reports $2.57 billion in total assets; Extraco Banks National Assn (#5551) equity $217.3 million (8.4% of Extraco Banks National Assn (#5551) assets); Extraco Banks National Assn (#5551) domestic deposits $2.09 billion; Extraco Banks National Assn (#5551) net income $9.8 million; Extraco Banks National Assn (#5551) return on assets 0.78%; Extraco Banks National Assn (#5551) return on equity 9.27%; Extraco Banks National Assn (#5551) net interest income $33.6 million; Extraco Banks National Assn (#5551) call report June 30, 2026.
Extraco Banks National Assn (#5551) noncurrent real-estate loans: none reported; Extraco Banks National Assn (#5551) net charge-offs on real estate 0.05%.
Extraco Banks National Assn (#5551) net interest margin 2.82% against an eight-quarter Extraco Banks National Assn (#5551) average of 2.78% (Extraco Banks National Assn (#5551) compression -0.04 points); Extraco Banks National Assn (#5551) rate-exposure score 40/100, Extraco Banks National Assn (#5551) fixed-rate trap 40/100; Extraco Banks National Assn (#5551) risk type credit driven; Extraco Banks National Assn (#5551) rate regime rates elevated, Extraco Banks National Assn (#5551) snapshot October 19, 2026.
Extraco Banks National Assn (#5551) stress score moved from 78.1 on June 22, 2026 to 80.4 on October 19, 2026; Extraco Banks National Assn (#5551) ranged 78.1 to 80.4 over 116 snapshots.
Extraco Banks National Assn (#5551) alerts: 6 counties; top Extraco Banks National Assn (#5551) alert scores: Hamilton County, TX 46 (moderate); College Station County, TX 24 (low); Gatesville County, TX 24 (low); Georgetown County, TX 24 (low); Temple County, TX 24 (low).