United Midwest Sb NA (FDIC #32441): Bank Stress & Real-Estate Credit Exposure
United Midwest Sb NA (FDIC Cert #32441): bank stress 61/100, elevated, STABLE over 7 days; parent MSB CAPITAL CORP.
United Midwest Sb NA (#32441) lends in 3 counties across 1 state; United Midwest Sb NA (#32441) reaches 85 ZIP codes: Ohio 3 counties, 85 ZIPs.
United Midwest Sb NA (#32441) largest markets: Franklin County, OH (200 branches, 50 ZIPs) (#32441), Logan County, OH (19 branches, 19 ZIPs) (#32441), Preble County, OH (16 branches, 16 ZIPs) (#32441).
United Midwest Sb NA (#32441) reports $523.4 million in total assets; United Midwest Sb NA (#32441) equity $71.1 million (13.6% of United Midwest Sb NA (#32441) assets); United Midwest Sb NA (#32441) domestic deposits $430.8 million; United Midwest Sb NA (#32441) net income $2.2 million; United Midwest Sb NA (#32441) return on assets 0.86%; United Midwest Sb NA (#32441) return on equity 6.28%; United Midwest Sb NA (#32441) net interest income $10.5 million; United Midwest Sb NA (#32441) call report June 30, 2026.
United Midwest Sb NA (#32441) noncurrent real-estate loans: none reported; United Midwest Sb NA (#32441) residential -0.01%; United Midwest Sb NA (#32441) net charge-offs on real estate 0.88%; United Midwest Sb NA (#32441) residential charge-offs 0.80%.
United Midwest Sb NA (#32441) net interest margin 4.43% against an eight-quarter United Midwest Sb NA (#32441) average of 4.64% (United Midwest Sb NA (#32441) compression 0.21 points); United Midwest Sb NA (#32441) non-residential real estate 80.3% of equity; United Midwest Sb NA (#32441) rate-exposure score 40/100, United Midwest Sb NA (#32441) fixed-rate trap 40/100; United Midwest Sb NA (#32441) risk type credit driven; United Midwest Sb NA (#32441) rate regime rates elevated, United Midwest Sb NA (#32441) snapshot October 19, 2026.
United Midwest Sb NA (#32441) stress score moved from 32 on June 22, 2026 to 60.7 on October 19, 2026; United Midwest Sb NA (#32441) ranged 32 to 60.7 over 116 snapshots.
United Midwest Sb NA (#32441) alerts: 3 counties; top United Midwest Sb NA (#32441) alert scores: De Graff County, OH 22 (low); Westerville County, OH 22 (low); West Manchester County, OH 22 (low).