Servbank National Assn (FDIC #55130): Bank Stress & Real-Estate Credit Exposure
Servbank National Assn (FDIC Cert #55130): bank stress 36/100, contained, STABLE over 7 days; parent SERVBANC HOLDCO INC.
Servbank National Assn (#55130) lends in 5 counties across 1 state; Servbank National Assn (#55130) reaches 120 ZIP codes: Illinois 5 counties, 120 ZIPs.
Servbank National Assn (#55130) largest markets: Champaign County, IL (70 branches, 35 ZIPs) (#55130), Iroquois County, IL (56 branches, 28 ZIPs) (#55130), Vermilion County, IL (54 branches, 27 ZIPs) (#55130), Kankakee County, IL (21 branches, 21 ZIPs) (#55130), Kendall County, IL (19 branches, 19 ZIPs) (#55130).
Servbank National Assn (#55130) reports $1.70 billion in total assets; Servbank National Assn (#55130) equity $221.3 million (13.0% of Servbank National Assn (#55130) assets); Servbank National Assn (#55130) domestic deposits $1.22 billion; Servbank National Assn (#55130) net income $16.2 million; Servbank National Assn (#55130) return on assets 2.21%; Servbank National Assn (#55130) return on equity 15.96%; Servbank National Assn (#55130) net interest income $31.5 million; Servbank National Assn (#55130) call report June 30, 2026.
Servbank National Assn (#55130) noncurrent real-estate loans: none reported; Servbank National Assn (#55130) net charge-offs on real estate 0.55%; Servbank National Assn (#55130) multifamily charge-offs 0.32%; Servbank National Assn (#55130) residential charge-offs 0.10%.
Servbank National Assn (#55130) net interest margin 4.95% against an eight-quarter Servbank National Assn (#55130) average of 5.38% (Servbank National Assn (#55130) compression 0.43 points); Servbank National Assn (#55130) non-residential real estate 9.7% of equity; Servbank National Assn (#55130) rate-exposure score 40/100, Servbank National Assn (#55130) fixed-rate trap 40/100; Servbank National Assn (#55130) risk type rate trapped; Servbank National Assn (#55130) rate regime rates elevated, Servbank National Assn (#55130) snapshot October 19, 2026.
Servbank National Assn (#55130) stress score moved from 41 on June 22, 2026 to 35.9 on October 20, 2026; Servbank National Assn (#55130) ranged 35.9 to 41 over 117 snapshots.
Servbank National Assn (#55130) alerts: 5 counties; top Servbank National Assn (#55130) alert scores: Bourbonnais County, IL 17 (low); Hoopeston County, IL 17 (low); Oswego County, IL 17 (low); Savoy County, IL 17 (low); Watseka County, IL 17 (low).