City Nb Of Sulphur Springs (FDIC #5544): Bank Stress & Real-Estate Credit Exposure

City Nb Of Sulphur Springs (FDIC Cert #5544): bank stress 46/100, moderate, STABLE over 7 days; parent SULPHUR SPRINGS BANCSHARES INC.

City Nb Of Sulphur Springs (#5544) lends in 8 counties across 1 state; City Nb Of Sulphur Springs (#5544) reaches 62 ZIP codes: Texas 8 counties, 62 ZIPs.

City Nb Of Sulphur Springs (#5544) largest markets: Cass County, TX (30 branches, 15 ZIPs) (#5544), Van Zandt County, TX (39 branches, 13 ZIPs) (#5544), Hopkins County, TX (26 branches, 13 ZIPs) (#5544), Wood County, TX (72 branches, 12 ZIPs) (#5544), Gregg County, TX (10 branches, 10 ZIPs) (#5544), Morris County, TX (7 branches, 7 ZIPs) (#5544).

City Nb Of Sulphur Springs (#5544) reports $1.37 billion in total assets; City Nb Of Sulphur Springs (#5544) equity $132.7 million (9.7% of City Nb Of Sulphur Springs (#5544) assets); City Nb Of Sulphur Springs (#5544) domestic deposits $1.23 billion; City Nb Of Sulphur Springs (#5544) net income $15.6 million; City Nb Of Sulphur Springs (#5544) return on assets 2.28%; City Nb Of Sulphur Springs (#5544) return on equity 23.56%; City Nb Of Sulphur Springs (#5544) net interest income $30.5 million; City Nb Of Sulphur Springs (#5544) call report June 30, 2026.

City Nb Of Sulphur Springs (#5544) noncurrent real-estate loans: none reported; City Nb Of Sulphur Springs (#5544) residential -0.01%; City Nb Of Sulphur Springs (#5544) net charge-offs on real estate 0.15%.

City Nb Of Sulphur Springs (#5544) net interest margin 4.80% against an eight-quarter City Nb Of Sulphur Springs (#5544) average of 4.45% (City Nb Of Sulphur Springs (#5544) compression -0.34 points); City Nb Of Sulphur Springs (#5544) rate-exposure score 40/100, City Nb Of Sulphur Springs (#5544) fixed-rate trap 40/100; City Nb Of Sulphur Springs (#5544) risk type credit driven; City Nb Of Sulphur Springs (#5544) rate regime rates elevated, City Nb Of Sulphur Springs (#5544) snapshot October 19, 2026.

City Nb Of Sulphur Springs (#5544) stress score moved from 44.6 on June 22, 2026 to 46.2 on October 19, 2026; City Nb Of Sulphur Springs (#5544) ranged 44.6 to 46.2 over 116 snapshots.

City Nb Of Sulphur Springs (#5544) alerts: 8 counties; top City Nb Of Sulphur Springs (#5544) alert scores: Emory County, TX 17 (low); Gladewater County, TX 17 (low); Naples County, TX 17 (low); Pittsburg County, TX 17 (low); Queen City County, TX 17 (low).