Texana Bank National Assn (FDIC #3302): Bank Stress & Real-Estate Credit Exposure
Texana Bank National Assn (FDIC Cert #3302): bank stress 68/100, elevated, STABLE over 7 days; parent LINDEN BANCSHARES INC.
Texana Bank National Assn (#3302) lends in 5 counties across 2 states; Texana Bank National Assn (#3302) reaches 116 ZIP codes: Texas 4 counties, 111 ZIPs; Arkansas 1 county, 6 ZIPs.
Texana Bank National Assn (#3302) largest markets: Tarrant County, TX (76 branches, 76 ZIPs) (#3302), Cass County, TX (15 branches, 15 ZIPs) (#3302), Bowie County, TX (10 branches, 10 ZIPs) (#3302), Gregg County, TX (20 branches, 10 ZIPs) (#3302), Miller County, AR (12 branches, 6 ZIPs) (#3302).
Texana Bank National Assn (#3302) reports $330.6 million in total assets; Texana Bank National Assn (#3302) equity $29.9 million (9.0% of Texana Bank National Assn (#3302) assets); Texana Bank National Assn (#3302) domestic deposits $291.1 million; Texana Bank National Assn (#3302) net income $2.2 million; Texana Bank National Assn (#3302) return on assets 1.30%; Texana Bank National Assn (#3302) return on equity 15.14%; Texana Bank National Assn (#3302) net interest income $6.6 million; Texana Bank National Assn (#3302) call report June 30, 2026.
Texana Bank National Assn (#3302) noncurrent real-estate loans: none reported; Texana Bank National Assn (#3302) net charge-offs on real estate 1.72%; Texana Bank National Assn (#3302) residential charge-offs 3.19%.
Texana Bank National Assn (#3302) net interest margin 4.08% against an eight-quarter Texana Bank National Assn (#3302) average of 3.91% (Texana Bank National Assn (#3302) compression -0.18 points); Texana Bank National Assn (#3302) non-residential real estate 318.9% of equity; Texana Bank National Assn (#3302) rate-exposure score 40/100, Texana Bank National Assn (#3302) fixed-rate trap 40/100; Texana Bank National Assn (#3302) risk type credit driven; Texana Bank National Assn (#3302) rate regime rates elevated, Texana Bank National Assn (#3302) snapshot October 19, 2026.
Texana Bank National Assn (#3302) stress score moved from 71 on June 22, 2026 to 67.9 on October 19, 2026; Texana Bank National Assn (#3302) ranged 67.9 to 71 over 116 snapshots.
Texana Bank National Assn (#3302) alerts: 4 counties; top Texana Bank National Assn (#3302) alert scores: Keller County, TX 21 (low); Linden County, TX 21 (low); Longview County, TX 21 (low); Texarkana County, TX 21 (low).