American Nation Bank (FDIC #24472): Bank Stress & Real-Estate Credit Exposure
American Nation Bank (FDIC Cert #24472): bank stress 61/100, elevated, STABLE over 7 days; parent AMCORP FINANCIAL INC.
American Nation Bank (#24472) lends in 5 counties across 2 states; American Nation Bank (#24472) reaches 119 ZIP codes: Oklahoma 4 counties, 43 ZIPs; Texas 1 county, 76 ZIPs.
American Nation Bank (#24472) largest markets: Tarrant County, TX (152 branches, 76 ZIPs) (#24472), Carter County, OK (80 branches, 16 ZIPs) (#24472), Bryan County, OK (15 branches, 15 ZIPs) (#24472), Stephens County, OK (10 branches, 10 ZIPs) (#24472), Love County, OK (8 branches, 8 ZIPs) (#24472).
American Nation Bank (#24472) reports $691.5 million in total assets; American Nation Bank (#24472) equity $66.0 million (9.5% of American Nation Bank (#24472) assets); American Nation Bank (#24472) domestic deposits $577.7 million; American Nation Bank (#24472) net income $5.3 million; American Nation Bank (#24472) return on assets 1.54%; American Nation Bank (#24472) return on equity 16.36%; American Nation Bank (#24472) net interest income $12.7 million; American Nation Bank (#24472) call report June 30, 2026.
American Nation Bank (#24472) noncurrent real-estate loans: none reported; American Nation Bank (#24472) net charge-offs on real estate 0.07%.
American Nation Bank (#24472) net interest margin 3.89% against an eight-quarter American Nation Bank (#24472) average of 3.61% (American Nation Bank (#24472) compression -0.28 points); American Nation Bank (#24472) rate-exposure score 40/100, American Nation Bank (#24472) fixed-rate trap 40/100; American Nation Bank (#24472) risk type credit driven; American Nation Bank (#24472) rate regime rates elevated, American Nation Bank (#24472) snapshot October 20, 2026.
American Nation Bank (#24472) stress score moved from 60 on June 22, 2026 to 61.4 on October 20, 2026; American Nation Bank (#24472) ranged 60 to 61.4 over 117 snapshots.
American Nation Bank (#24472) alerts: 5 counties; top American Nation Bank (#24472) alert scores: Comanche County, OK 26 (low); Durant County, OK 21 (low); Keller County, OK 21 (low); Marietta County, OK 21 (low); Wilson County, OK 21 (low).