Nantahala Bank&Trust Co (FDIC #57784): Bank Stress & Real-Estate Credit Exposure
Nantahala Bank&Trust Co (FDIC Cert #57784): bank stress 63/100, elevated, STABLE over 7 days.
Nantahala Bank&Trust Co (#57784) lends in 3 counties across 1 state; Nantahala Bank&Trust Co (#57784) reaches 12 ZIP codes: North Carolina 3 counties, 12 ZIPs.
Nantahala Bank&Trust Co (#57784) largest markets: Macon County, NC (6 branches, 6 ZIPs) (#57784), Clay County, NC (5 branches, 5 ZIPs) (#57784), Cherokee County, NC (4 branches, 4 ZIPs) (#57784).
Nantahala Bank&Trust Co (#57784) reports $288.8 million in total assets; Nantahala Bank&Trust Co (#57784) equity $27.5 million (9.5% of Nantahala Bank&Trust Co (#57784) assets); Nantahala Bank&Trust Co (#57784) domestic deposits $260.4 million; Nantahala Bank&Trust Co (#57784) net income $2.1 million; Nantahala Bank&Trust Co (#57784) return on assets 1.47%; Nantahala Bank&Trust Co (#57784) return on equity 15.86%; Nantahala Bank&Trust Co (#57784) net interest income $6.2 million; Nantahala Bank&Trust Co (#57784) call report June 30, 2026.
Nantahala Bank&Trust Co (#57784) noncurrent real-estate loans: none reported; Nantahala Bank&Trust Co (#57784) net charge-offs on real estate 0.34%; Nantahala Bank&Trust Co (#57784) residential charge-offs 0.47%.
Nantahala Bank&Trust Co (#57784) net interest margin 4.65% against an eight-quarter Nantahala Bank&Trust Co (#57784) average of 4.06% (Nantahala Bank&Trust Co (#57784) compression -0.59 points); Nantahala Bank&Trust Co (#57784) non-residential real estate 47.0% of equity; Nantahala Bank&Trust Co (#57784) rate-exposure score 40/100, Nantahala Bank&Trust Co (#57784) fixed-rate trap 40/100; Nantahala Bank&Trust Co (#57784) risk type credit driven; Nantahala Bank&Trust Co (#57784) rate regime rates elevated, Nantahala Bank&Trust Co (#57784) snapshot October 19, 2026.
Nantahala Bank&Trust Co (#57784) stress score moved from 66 on June 22, 2026 to 62.8 on October 20, 2026; Nantahala Bank&Trust Co (#57784) ranged 62.8 to 66 over 117 snapshots.
Nantahala Bank&Trust Co (#57784) alerts: 3 counties; top Nantahala Bank&Trust Co (#57784) alert scores: Franklin County, NC 41 (moderate); Hayesville County, NC 22 (low); Murphy County, NC 22 (low).