Sterling Bank (FDIC #57813): Bank Stress & Real-Estate Credit Exposure
Sterling Bank (FDIC Cert #57813): bank stress 54/100, moderate, STABLE over 7 days; parent STERLING BANCSHARES INC.
Sterling Bank (#57813) lends in 11 counties across 3 states; Sterling Bank (#57813) reaches 270 ZIP codes: Missouri 7 counties, 164 ZIPs; Arkansas 3 counties, 72 ZIPs; Illinois 1 county, 34 ZIPs.
Sterling Bank (#57813) largest markets: Jackson County, MO (58 branches, 58 ZIPs) (#57813), St. Louis County, MO (94 branches, 47 ZIPs) (#57813), Pulaski County, AR (36 branches, 36 ZIPs) (#57813), Kane County, IL (34 branches, 34 ZIPs) (#57813), Benton County, AR (44 branches, 22 ZIPs) (#57813), Washington County, AR (20 branches, 20 ZIPs) (#57813).
Sterling Bank (#57813) reports $1.56 billion in total assets; Sterling Bank (#57813) equity $175.1 million (11.2% of Sterling Bank (#57813) assets); Sterling Bank (#57813) domestic deposits $1.38 billion; Sterling Bank (#57813) net income $12.6 million; Sterling Bank (#57813) return on assets 1.63%; Sterling Bank (#57813) return on equity 14.60%; Sterling Bank (#57813) net interest income $31.4 million; Sterling Bank (#57813) call report June 30, 2026.
Sterling Bank (#57813) noncurrent real-estate loans: none reported; Sterling Bank (#57813) net charge-offs on real estate 0.74%; Sterling Bank (#57813) multifamily charge-offs 4.24%.
Sterling Bank (#57813) net interest margin 4.31% against an eight-quarter Sterling Bank (#57813) average of 4.31% (Sterling Bank (#57813) compression 0.01 points); Sterling Bank (#57813) rate-exposure score 40/100, Sterling Bank (#57813) fixed-rate trap 40/100; Sterling Bank (#57813) risk type credit driven; Sterling Bank (#57813) rate regime rates elevated, Sterling Bank (#57813) snapshot October 19, 2026.
Sterling Bank (#57813) stress score moved from 52 on June 22, 2026 to 53.8 on October 19, 2026; Sterling Bank (#57813) ranged 52 to 53.8 over 116 snapshots.
Sterling Bank (#57813) alerts: 11 counties; top Sterling Bank (#57813) alert scores: Cape Girardeau County, MO 34 (low); Bernie County, MO 19 (low); Fayetteville County, MO 19 (low); Kansas City County, MO 19 (low); Little Rock County, MO 19 (low).