Timberline Bank (FDIC #57857): Bank Stress & Real-Estate Credit Exposure

Timberline Bank (FDIC Cert #57857): bank stress 54/100, moderate, STABLE over 7 days; parent TIMBERLINE BCORP.

Timberline Bank (#57857) lends in 3 counties across 1 state; Timberline Bank (#57857) reaches 39 ZIP codes: Colorado 3 counties, 39 ZIPs.

Timberline Bank (#57857) largest markets: Mesa County, CO (19 branches, 19 ZIPs) (#57857), Montrose County, CO (12 branches, 12 ZIPs) (#57857), Pitkin County, CO (8 branches, 8 ZIPs) (#57857).

Timberline Bank (#57857) reports $832.6 million in total assets; Timberline Bank (#57857) equity $68.5 million (8.2% of Timberline Bank (#57857) assets); Timberline Bank (#57857) domestic deposits $699.6 million; Timberline Bank (#57857) net income $8.8 million; Timberline Bank (#57857) return on assets 2.12%; Timberline Bank (#57857) return on equity 27.10%; Timberline Bank (#57857) net interest income $16.6 million; Timberline Bank (#57857) call report June 30, 2026.

Timberline Bank (#57857) noncurrent real-estate loans: none reported; Timberline Bank (#57857) net charge-offs on real estate 0.00%.

Timberline Bank (#57857) net interest margin 4.41% against an eight-quarter Timberline Bank (#57857) average of 4.02% (Timberline Bank (#57857) compression -0.39 points); Timberline Bank (#57857) rate-exposure score 40/100, Timberline Bank (#57857) fixed-rate trap 40/100; Timberline Bank (#57857) risk type credit driven; Timberline Bank (#57857) rate regime rates elevated, Timberline Bank (#57857) snapshot October 20, 2026.

Timberline Bank (#57857) stress score moved from 45.8 on June 22, 2026 to 54.4 on October 20, 2026; Timberline Bank (#57857) ranged 45.8 to 54.4 over 117 snapshots.

Timberline Bank (#57857) alerts: 3 counties; top Timberline Bank (#57857) alert scores: Montrose County, CO 47 (moderate); Aspen County, CO 21 (low); Grand Junction County, CO 21 (low).