One World Bank (FDIC #57901): Bank Stress & Real-Estate Credit Exposure

One World Bank (FDIC Cert #57901): bank stress 78/100, severe, STABLE over 7 days; parent ONE WORLD HOLDING INC.

One World Bank (#57901) lends in 3 counties across 1 state; One World Bank (#57901) reaches 274 ZIP codes: Texas 3 counties, 274 ZIPs.

One World Bank (#57901) largest markets: Harris County, TX (143 branches, 143 ZIPs) (#57901), Dallas County, TX (190 branches, 95 ZIPs) (#57901), Denton County, TX (40 branches, 40 ZIPs) (#57901).

One World Bank (#57901) reports $290.1 million in total assets; One World Bank (#57901) equity $38.0 million (13.1% of One World Bank (#57901) assets); One World Bank (#57901) domestic deposits $245.0 million; One World Bank (#57901) net income minus $1.9 million; One World Bank (#57901) return on assets -1.30%; One World Bank (#57901) return on equity -9.89%; One World Bank (#57901) net interest income $6.2 million; One World Bank (#57901) call report June 30, 2026.

One World Bank (#57901) noncurrent real-estate loans: none reported; One World Bank (#57901) net charge-offs on real estate 0.00%.

One World Bank (#57901) net interest margin 4.39% against an eight-quarter One World Bank (#57901) average of 4.89% (One World Bank (#57901) compression 0.49 points); One World Bank (#57901) rate-exposure score 40/100, One World Bank (#57901) fixed-rate trap 40/100; One World Bank (#57901) risk type credit driven; One World Bank (#57901) rate regime rates elevated, One World Bank (#57901) snapshot October 20, 2026.

One World Bank (#57901) stress score moved from 76 on June 22, 2026 to 78.4 on October 20, 2026; One World Bank (#57901) ranged 76 to 78.4 over 117 snapshots.

One World Bank (#57901) alerts: 3 counties; top One World Bank (#57901) alert scores: Houston County, TX 29 (low); Aubrey County, TX 24 (low); Richardson County, TX 24 (low).