Lone Star Bank (FDIC #58324): Bank Stress & Real-Estate Credit Exposure

Lone Star Bank (FDIC Cert #58324): bank stress 58/100, moderate, STABLE over 7 days.

Lone Star Bank (#58324) lends in 3 counties across 1 state; Lone Star Bank (#58324) reaches 170 ZIP codes: Texas 3 counties, 170 ZIPs.

Lone Star Bank (#58324) largest markets: Harris County, TX (286 branches, 143 ZIPs) (#58324), Colorado County, TX (18 branches, 18 ZIPs) (#58324), Austin County, TX (13 branches, 13 ZIPs) (#58324).

Lone Star Bank (#58324) reports $202.3 million in total assets; Lone Star Bank (#58324) equity $25.4 million (12.5% of Lone Star Bank (#58324) assets); Lone Star Bank (#58324) domestic deposits $176.0 million; Lone Star Bank (#58324) net income $1.2 million; Lone Star Bank (#58324) return on assets 1.19%; Lone Star Bank (#58324) return on equity 9.56%; Lone Star Bank (#58324) net interest income $4.2 million; Lone Star Bank (#58324) call report June 30, 2026.

Lone Star Bank (#58324) noncurrent real-estate loans: none reported; Lone Star Bank (#58324) net charge-offs on real estate 0.31%; Lone Star Bank (#58324) residential charge-offs 0.47%.

Lone Star Bank (#58324) net interest margin 4.35% against an eight-quarter Lone Star Bank (#58324) average of 4.09% (Lone Star Bank (#58324) compression -0.26 points); Lone Star Bank (#58324) non-residential real estate 47.0% of equity; Lone Star Bank (#58324) rate-exposure score 40/100, Lone Star Bank (#58324) fixed-rate trap 40/100; Lone Star Bank (#58324) risk type credit driven; Lone Star Bank (#58324) rate regime rates elevated, Lone Star Bank (#58324) snapshot October 19, 2026.

Lone Star Bank (#58324) stress score moved from 55.7 on June 22, 2026 to 57.9 on October 19, 2026; Lone Star Bank (#58324) ranged 55.7 to 57.9 over 116 snapshots.

Lone Star Bank (#58324) alerts: 3 counties; top Lone Star Bank (#58324) alert scores: Houston County, TX 23 (low); Columbus County, TX 19 (low); Sealy County, TX 19 (low).