Bankokolona (FDIC #5902): Bank Stress & Real-Estate Credit Exposure

Bankokolona (FDIC Cert #5902): bank stress 66/100, elevated, STABLE over 7 days; parent BANCORP OF OKOLONA.

Bankokolona (#5902) lends in 4 counties across 1 state; Bankokolona (#5902) reaches 33 ZIP codes: Mississippi 4 counties, 33 ZIPs.

Bankokolona (#5902) largest markets: Calhoun County, MS (12 branches, 12 ZIPs) (#5902), Monroe County, MS (12 branches, 12 ZIPs) (#5902), Webster County, MS (10 branches, 10 ZIPs) (#5902), Chickasaw County, MS (16 branches, 8 ZIPs) (#5902).

Bankokolona (#5902) reports $359.6 million in total assets; Bankokolona (#5902) equity $32.9 million (9.2% of Bankokolona (#5902) assets); Bankokolona (#5902) domestic deposits $322.3 million; Bankokolona (#5902) net income $2.4 million; Bankokolona (#5902) return on assets 1.38%; Bankokolona (#5902) return on equity 15.02%; Bankokolona (#5902) net interest income $6.5 million; Bankokolona (#5902) call report June 30, 2026.

Bankokolona (#5902) noncurrent real-estate loans: none reported; Bankokolona (#5902) net charge-offs on real estate 0.85%; Bankokolona (#5902) residential charge-offs 0.88%.

Bankokolona (#5902) net interest margin 3.94% against an eight-quarter Bankokolona (#5902) average of 3.38% (Bankokolona (#5902) compression -0.56 points); Bankokolona (#5902) non-residential real estate 88.3% of equity; Bankokolona (#5902) rate-exposure score 40/100, Bankokolona (#5902) fixed-rate trap 40/100; Bankokolona (#5902) risk type credit driven; Bankokolona (#5902) rate regime rates elevated, Bankokolona (#5902) snapshot October 19, 2026.

Bankokolona (#5902) stress score moved from 63.4 on June 22, 2026 to 65.9 on October 19, 2026; Bankokolona (#5902) ranged 63.4 to 65.9 over 116 snapshots.

Bankokolona (#5902) alerts: 4 counties; top Bankokolona (#5902) alert scores: Aberdeen County, MS 22 (low); Bruce County, MS 22 (low); Mantee County, MS 22 (low); Okolona County, MS 22 (low).