Trustar Bank (FDIC #59183): Bank Stress & Real-Estate Credit Exposure
Trustar Bank (FDIC Cert #59183): bank stress 80/100, severe, STABLE over 7 days; parent TRUSTAR BANKSHARES INC.
Trustar Bank (#59183) lends in 4 counties across 3 states; Trustar Bank (#59183) reaches 168 ZIP codes: Virginia 2 counties, 58 ZIPs; District of Columbia 1 county, 57 ZIPs; Maryland 1 county, 53 ZIPs.
Trustar Bank (#59183) largest markets: District Of Columbia County, DC (57 branches, 57 ZIPs) (#59183), Montgomery County, MD (53 branches, 53 ZIPs) (#59183), Fairfax County, VA (147 branches, 49 ZIPs) (#59183), Arlington County, VA (12 branches, 12 ZIPs) (#59183).
Trustar Bank (#59183) reports $1.14 billion in total assets; Trustar Bank (#59183) equity $107.7 million (9.4% of Trustar Bank (#59183) assets); Trustar Bank (#59183) domestic deposits $970.4 million; Trustar Bank (#59183) net income $3.8 million; Trustar Bank (#59183) return on assets 0.65%; Trustar Bank (#59183) return on equity 7.14%; Trustar Bank (#59183) net interest income $17.6 million; Trustar Bank (#59183) call report June 30, 2026.
Trustar Bank (#59183) noncurrent real-estate loans: none reported; Trustar Bank (#59183) net charge-offs on real estate 0.45%; Trustar Bank (#59183) residential charge-offs 0.09%.
Trustar Bank (#59183) net interest margin 3.08% against an eight-quarter Trustar Bank (#59183) average of 2.82% (Trustar Bank (#59183) compression -0.26 points); Trustar Bank (#59183) non-residential real estate 8.8% of equity; Trustar Bank (#59183) rate-exposure score 40/100, Trustar Bank (#59183) fixed-rate trap 40/100; Trustar Bank (#59183) risk type credit driven; Trustar Bank (#59183) rate regime rates elevated, Trustar Bank (#59183) snapshot October 19, 2026.
Trustar Bank (#59183) stress score moved from 79.8 on June 22, 2026 to 79.6 on October 20, 2026; Trustar Bank (#59183) ranged 79.6 to 79.8 over 117 snapshots.
Trustar Bank (#59183) alerts: 4 counties; top Trustar Bank (#59183) alert scores: Washington County, VA 43 (moderate); Arlington County, VA 42 (moderate); Bethesda County, VA 25 (low); Reston County, VA 25 (low).