Farmers Bank Of Appomattox (FDIC #6813): Bank Stress & Real-Estate Credit Exposure

Farmers Bank Of Appomattox (FDIC Cert #6813): bank stress 68/100, elevated, STABLE over 7 days.

Farmers Bank Of Appomattox (#6813) lends in 5 counties across 1 state; Farmers Bank Of Appomattox (#6813) reaches 38 ZIP codes: Virginia 5 counties, 38 ZIPs.

Farmers Bank Of Appomattox (#6813) largest markets: Campbell County, VA (14 branches, 14 ZIPs) (#6813), Prince Edward County, VA (12 branches, 12 ZIPs) (#6813), Buckingham County, VA (11 branches, 11 ZIPs) (#6813), Appomattox County, VA (16 branches, 8 ZIPs) (#6813), Lynchburg County, VA (6 branches, 6 ZIPs) (#6813).

Farmers Bank Of Appomattox (#6813) reports $374.6 million in total assets; Farmers Bank Of Appomattox (#6813) equity $40.4 million (10.8% of Farmers Bank Of Appomattox (#6813) assets); Farmers Bank Of Appomattox (#6813) domestic deposits $313.6 million; Farmers Bank Of Appomattox (#6813) net income $1.8 million; Farmers Bank Of Appomattox (#6813) return on assets 0.98%; Farmers Bank Of Appomattox (#6813) return on equity 9.29%; Farmers Bank Of Appomattox (#6813) net interest income $7.1 million; Farmers Bank Of Appomattox (#6813) call report June 30, 2026.

Farmers Bank Of Appomattox (#6813) noncurrent real-estate loans: none reported; Farmers Bank Of Appomattox (#6813) net charge-offs on real estate 0.45%; Farmers Bank Of Appomattox (#6813) residential charge-offs 0.38%.

Farmers Bank Of Appomattox (#6813) net interest margin 4.16% against an eight-quarter Farmers Bank Of Appomattox (#6813) average of 3.78% (Farmers Bank Of Appomattox (#6813) compression -0.38 points); Farmers Bank Of Appomattox (#6813) real-estate loans 0.2% of equity; Farmers Bank Of Appomattox (#6813) non-residential real estate 38.3% of equity; Farmers Bank Of Appomattox (#6813) rate-exposure score 40/100, Farmers Bank Of Appomattox (#6813) fixed-rate trap 40/100; Farmers Bank Of Appomattox (#6813) risk type credit driven; Farmers Bank Of Appomattox (#6813) rate regime rates elevated, Farmers Bank Of Appomattox (#6813) snapshot October 20, 2026.

Farmers Bank Of Appomattox (#6813) stress score moved from 73.6 on June 22, 2026 to 68.1 on October 20, 2026; Farmers Bank Of Appomattox (#6813) ranged 68.1 to 73.6 over 117 snapshots.

Farmers Bank Of Appomattox (#6813) alerts: 5 counties; top Farmers Bank Of Appomattox (#6813) alert scores: Lynchburg County, VA 47 (moderate); Appomattox County, VA 47 (moderate); Concord County, VA 22 (low); Dillwyn County, VA 22 (low); Farmville County, VA 22 (low).