Iowa State Bank (FDIC #950): Bank Stress & Real-Estate Credit Exposure

Iowa State Bank (FDIC Cert #950): bank stress 72/100, elevated, STABLE over 7 days; parent MID-IOWA BANCSHARES CO.

Iowa State Bank (#950) lends in 3 counties across 1 state; Iowa State Bank (#950) reaches 41 ZIP codes: Iowa 3 counties, 41 ZIPs.

Iowa State Bank (#950) largest markets: Kossuth County, IA (63 branches, 21 ZIPs) (#950), Palo Alto County, IA (14 branches, 14 ZIPs) (#950), Hancock County, IA (13 branches, 13 ZIPs) (#950).

Iowa State Bank (#950) reports $470.7 million in total assets; Iowa State Bank (#950) equity $42.9 million (9.1% of Iowa State Bank (#950) assets); Iowa State Bank (#950) domestic deposits $378.9 million; Iowa State Bank (#950) net income $2.6 million; Iowa State Bank (#950) return on assets 1.11%; Iowa State Bank (#950) return on equity 12.44%; Iowa State Bank (#950) net interest income $7.2 million; Iowa State Bank (#950) call report June 30, 2026.

Iowa State Bank (#950) noncurrent real-estate loans: none reported; Iowa State Bank (#950) net charge-offs on real estate 0.19%; Iowa State Bank (#950) residential charge-offs 0.46%.

Iowa State Bank (#950) net interest margin 3.31% against an eight-quarter Iowa State Bank (#950) average of 3.00% (Iowa State Bank (#950) compression -0.32 points); Iowa State Bank (#950) non-residential real estate 46.3% of equity; Iowa State Bank (#950) rate-exposure score 40/100, Iowa State Bank (#950) fixed-rate trap 40/100; Iowa State Bank (#950) risk type credit driven; Iowa State Bank (#950) rate regime rates elevated, Iowa State Bank (#950) snapshot October 19, 2026.

Iowa State Bank (#950) stress score moved from 74.9 on June 22, 2026 to 71.5 on October 19, 2026; Iowa State Bank (#950) ranged 71.5 to 74.9 over 116 snapshots.

Iowa State Bank (#950) alerts: 3 counties; top Iowa State Bank (#950) alert scores: Corwith County, IA 24 (low); Ruthven County, IA 24 (low); Wesley County, IA 24 (low).