Bank Plus (FDIC #16547): Bank Stress & Real-Estate Credit Exposure

Bank Plus (FDIC Cert #16547): bank stress 59/100, moderate, STABLE over 7 days; parent SWEA CITY BCORP INC.

Bank Plus (#16547) lends in 3 counties across 1 state; Bank Plus (#16547) reaches 36 ZIP codes: Iowa 3 counties, 36 ZIPs.

Bank Plus (#16547) largest markets: Kossuth County, IA (42 branches, 21 ZIPs) (#16547), Palo Alto County, IA (14 branches, 14 ZIPs) (#16547), Emmet County, IA (7 branches, 7 ZIPs) (#16547).

Bank Plus (#16547) reports $144.6 million in total assets; Bank Plus (#16547) equity $17.5 million (12.1% of Bank Plus (#16547) assets); Bank Plus (#16547) domestic deposits $103.4 million; Bank Plus (#16547) net income $901,000; Bank Plus (#16547) return on assets 1.19%; Bank Plus (#16547) return on equity 10.44%; Bank Plus (#16547) net interest income $3.1 million; Bank Plus (#16547) call report June 30, 2026.

Bank Plus (#16547) noncurrent real-estate loans: none reported; Bank Plus (#16547) net charge-offs on real estate 0.00%.

Bank Plus (#16547) net interest margin 4.44% against an eight-quarter Bank Plus (#16547) average of 4.10% (Bank Plus (#16547) compression -0.34 points); Bank Plus (#16547) rate-exposure score 40/100, Bank Plus (#16547) fixed-rate trap 40/100; Bank Plus (#16547) risk type credit driven; Bank Plus (#16547) rate regime rates elevated, Bank Plus (#16547) snapshot October 19, 2026.

Bank Plus (#16547) stress score moved from 63.6 on June 22, 2026 to 59.3 on October 19, 2026; Bank Plus (#16547) ranged 59.3 to 63.6 over 116 snapshots.

Bank Plus (#16547) alerts: 3 counties; top Bank Plus (#16547) alert scores: Estherville County, IA 21 (low); Graettinger County, IA 21 (low); Swea City County, IA 21 (low).