Adams County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Adams County, Indiana? DLRadar grades every Adams County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Adams County breakdown.
- Adams County's most distressed ZIP is 46773 at 25/100.
- 8 ZIP codes tracked in Adams County, averaging 15/100 distress.
- Adams County reads peak — home values up 4.3% year over year.
- Vacancy runs 6.3% across Adams County's tracked ZIPs, with a 11.2% poverty rate.
- The typical Adams County home is worth about $183,300 against a ~$63,876 median income.
- Lending headwind in Adams County sits at 56/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46773 | 25/100 |
| 2 | 46711 | 16/100 |
| 3 | 46733 | 16/100 |
| 4 | 46772 | 16/100 |
| 5 | 46740 | 15/100 |
| 6 | 47326 | 14/100 |
| 7 | 46777 | 10/100 |
| 8 | 46714 | 9/100 |
Most distressed ZIP codes in Adams County (composite distress 0-100, 2026)
What is driving Adams County distress
Adams County's placement in the national index rests on public filings — a 15/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Adams County market phase and pricing
Adams County currently sits in peak after a 4.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Adams County
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Questions about this county
Which Adams County ZIP scores worst for distress?
ZIP 46773 leads Adams County at 25/100, recomputed monthly from public records.
Is Adams County expanding or contracting?
Phase for Adams County: peak, tracking a 4.3% gain year over year, read off the FHFA index.
What is this Adams County analysis built from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 8 ZIP codes in Adams County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Adams County ZIP codes?
A county average hides the spread. Across the Adams County ZIPs DLRadar ranks, scores run from 25/100 in 46773 down to 9/100 in 46714, against a Adams County average of 15/100. Those 16 points separate the ZIPs worth working in Adams County from the rest.
What do Adams County home values and vacancy say about distressed supply?
The typical Adams County home carries about $183,300 of value against a median household income near $63,876. Vacancy across Adams County's tracked ZIPs runs 6.3% and the poverty rate is 11.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Adams County's foreclosure and lien data and its 56/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.