Adams County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Adams County, IN distress report, 2026: 8 ZIPs scored in Adams, IN, Adams, IN average 15/100; the top Adams, IN ZIP is 46773 at 28/100; Adams, IN market phase peak, Adams, IN prices +4.3% year over year.
- Adams, IN ranks #3,088 nationally (opportunity index); Adams, IN #91 in Indiana; Adams, IN index 22.2.
- Adams, IN: no CFPB county sample; Adams, IN non-metro area reading 1.0%.
- Adams, IN ZIP phases: 4 peak, 3 neutral, 1 expansion.
- Adams, IN residential listings tracked: 1 across 4 ZIPs; Adams, IN candidate listings 0.
- Adams, IN HUD assisted properties: 3 with 192 units.
- Adams, IN lenders on watch: 2; largest Adams, IN footprint First Bank Of Berne (3 branches).
- Adams, IN most distressed ZIP: 46773 at 28/100.
Adams, IN figures: DLRadar distress index; Adams, IN inputs: CFPB, FHFA, HUD, FDIC; Adams, IN rebuilt as sources refresh.
| Rank | Adams, IN ZIP | Score |
|---|---|---|
| 1 | 46773 | 28/100 |
| 2 | 46711 | 15/100 |
| 3 | 46733 | 15/100 |
| 4 | 46772 | 15/100 |
| 5 | 46740 | 14/100 |
| 6 | 47326 | 14/100 |
| 7 | 46777 | 8/100 |
| 8 | 46714 | 7/100 |
Most distressed Adams, IN ZIPs (0-100, 2026)
Mortgage delinquency around Adams, IN
No CFPB county sample covers Adams, IN; the non-metro area reading for Adams, IN: 1.0% ninety-plus; Adams, IN area thirty-to-eighty-nine 3.1% (December 2025, Adams, IN); Indiana overall 1.0%.
Opportunity index: Adams, IN
Adams, IN index 22.2, Adams, IN phase weak; Adams, IN primary driver bank institutional, Adams, IN second driver construction. Adams, IN components: property stress 8.0, foreclosure pressure 5.9, listing discounts 19.6, bank stress 62.3, insurance 0.0; Adams, IN pulse 25.6; Adams, IN capital opportunity 17.0.
ZIP market phases inside Adams, IN
8 Adams, IN ZIPs carry a price-cycle phase; Adams, IN ZIPs by phase (Adams, IN), deepest drawdown first: peak, +4.3% YoY (Adams, IN): 46711, 46733, 46740, 46772; neutral, +4.2% YoY (Adams, IN): 46714, 46773, 46777; expansion, +5.1% YoY (Adams, IN): 47326.
Residential listings by Adams, IN ZIP
Adams, IN ZIPs with the most tracked Adams, IN residential listings: 46740 1 listings, 0 candidates, bank pressure 65; 46711 0 listings, 0 candidates, bank pressure 67; 46733 0 listings, 0 candidates, bank pressure 64; 46772 0 listings, 0 candidates, bank pressure 67 (Adams, IN). Adams, IN totals: 1 listings; Adams, IN candidates 0; active ZIPs 1.
HUD assisted housing in Adams, IN
3 assisted properties with 192 units sit in Adams, IN; largest Adams, IN properties: Pine Crossing (Decatur) 68 units; Swiss Meadows Of Berne (Berne) 68 units, 68 assisted; Belmont Estates (Decatur) 56 units, 55 assisted in Adams, IN.
Lenders with branches in Adams, IN
Adams, IN lenders by branch count: First Bank Of Berne (Adams, IN): stress 60, 3 branches moderate in Adams, IN; First Merchants Bank (Adams, IN): stress 65, 1 branch moderate in Adams, IN.
Vacancy and permits, Adams, IN
907 of 13,308 Adams, IN housing units are vacant; Adams, IN permits, twelve months: 0 multifamily units in Adams, IN, 110 one-to-four unit units.
Work Adams, IN at the parcel level
Every Adams, IN parcel carries owner and address; every Adams, IN parcel carries APN; Adams, IN distress scores sit on the Adams, IN live board.
Adams, IN figures refresh with each source.
Adams, IN questions
Most distressed ZIP code in Adams County, IN?
ZIP 46773 leads Adams, IN at 28/100; next in Adams, IN: 46711 at 15/100; the Adams, IN average is 15/100.
Where does Adams County, IN rank for investment opportunity?
Adams, IN is #3,088 among all ranked counties, #91 in Indiana; the Adams, IN driver is bank institutional; Adams, IN moved down 91 places.
How many mortgages are delinquent in Adams County, IN?
Adams, IN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Adams, IN.
Which banks lend in Adams County, IN?
2 watched lenders hold Adams, IN branches; the largest Adams, IN footprints are First Bank Of Berne (3), First Merchants Bank (1).
More on Adams, IN
Adams County, IN distress report: public-record figures for Adams, IN; not legal advice for Adams, IN; not tax or investment advice; verify every Adams, IN record before acting.