Austin County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Austin County, TX distress report, 2026: 13 ZIPs scored in Austin, TX, Austin, TX average 29/100; the top Austin, TX ZIP is 77485 at 31/100; Austin, TX market phase recovery, Austin, TX prices +2.7% year over year.
- Austin, TX ranks #665 nationally (opportunity index); Austin, TX #81 in Texas; Austin, TX index 32.6.
- Austin, TX: no CFPB county sample; Austin, TX metro area reading 1.4%.
- Austin, TX ZIP phases: 7 peak, 6 recovery.
- Austin, TX residential listings tracked: 11 across 7 ZIPs; Austin, TX candidate listings 6.
- Austin, TX HUD assisted properties: 2 with 123 units.
- Austin, TX lenders on watch: 5; largest Austin, TX footprint Austin County State Bank (3 branches).
- Austin, TX most distressed ZIP: 77485 at 31/100.
Austin, TX figures: DLRadar distress index; Austin, TX inputs: CFPB, FHFA, HUD, FDIC; Austin, TX rebuilt as sources refresh.
| Rank | Austin, TX ZIP | Score |
|---|---|---|
| 1 | 77485 | 31/100 |
| 2 | 77418 | 29/100 |
| 3 | 77426 | 29/100 |
| 4 | 77473 | 29/100 |
| 5 | 77474 | 29/100 |
| 6 | 77833 | 29/100 |
| 7 | 77835 | 29/100 |
| 8 | 78931 | 29/100 |
| 9 | 78944 | 29/100 |
| 10 | 78950 | 29/100 |
| 11 | 78933 | 28/100 |
| 12 | 78940 | 27/100 |
Most distressed Austin, TX ZIPs (0-100, 2026)
Mortgage delinquency around Austin, TX
No CFPB county sample covers Austin, TX; the metro area reading for Austin, TX (Houston-Pasadena-The Woodlands, TX): 1.4% ninety-plus; Austin, TX area thirty-to-eighty-nine 3.1% (December 2025, Austin, TX); Texas overall 1.2%.
Opportunity index: Austin, TX
Austin, TX index 32.6, Austin, TX phase watchlist; Austin, TX primary driver construction, Austin, TX second driver bank institutional. Austin, TX components: property stress 24.5, foreclosure pressure 25.8, listing discounts 30.4, bank stress 56.3, insurance 0.0; Austin, TX pulse 37.1; Austin, TX capital opportunity 25.8; Austin, TX seven-day change -0.3%.
ZIP market phases inside Austin, TX
13 Austin, TX ZIPs carry a price-cycle phase; Austin, TX ZIPs by phase (Austin, TX), deepest drawdown first: recovery, +2.7% YoY (Austin, TX): 77418, 77473, 77474, 77485, Austin, TX 78931, 78944; peak, +1.3% YoY (Austin, TX): 77426; peak, +1.1% YoY (Austin, TX): 77833; peak, +1.0% YoY (Austin, TX): 77835; peak, +2.2% YoY (Austin, TX): 78933; peak, +2.1% YoY (Austin, TX): 78940, 78954; peak, +2.5% YoY (Austin, TX): 78950.
Residential listings by Austin, TX ZIP
Austin, TX ZIPs with the most tracked Austin, TX residential listings: 77474 7 listings, 4 candidates, bank pressure 57; 77485 3 listings, 1 candidates, bank pressure 57; 77418 1 listings, 1 candidates, bank pressure 59; 77473 0 listings, 0 candidates, bank pressure 59 (Austin, TX); 78931 0 listings, 0 candidates, bank pressure 59; 78944 0 listings, 0 candidates, bank pressure 59; 78950 0 listings, 0 candidates, bank pressure 60. Austin, TX totals: 11 listings; Austin, TX candidates 6; active ZIPs 1.
HUD assisted housing in Austin, TX
2 assisted properties with 123 units sit in Austin, TX; largest Austin, TX properties: Silver Lake Retirement Community (Sealy) 91 units, 90 assisted; Bell Oaks Village Ii (Bellville) 32 units.
Lenders with branches in Austin, TX
Austin, TX lenders by branch count: Austin County State Bank (Austin, TX): stress 50, 3 branches low in Austin, TX; Citizens State Bank (Austin, TX): stress 66, 1 branch low in Austin, TX; Lone Star Bank (Austin, TX): stress 58, 1 branch low in Austin, TX; Woodforest National Bank (Austin, TX): stress 54, 1 branch low in Austin, TX; Wallis Bank (Austin, TX): stress 50, 1 branch low in Austin, TX.
Vacancy and permits, Austin, TX
2,191 of 14,319 Austin, TX housing units are vacant; Austin, TX permits, twelve months: 0 multifamily units in Austin, TX, 297 one-to-four unit units.
Work Austin, TX at the parcel level
Every Austin, TX parcel carries owner and address; every Austin, TX parcel carries APN; Austin, TX distress scores sit on the Austin, TX live board.
Austin, TX figures refresh with each source.
Austin, TX questions
Most distressed ZIP code in Austin County, TX?
ZIP 77485 leads Austin, TX at 31/100; next in Austin, TX: 77418 at 29/100; the Austin, TX average is 29/100.
Where does Austin County, TX rank for investment opportunity?
Austin, TX is #665 among all ranked counties, #81 in Texas; the Austin, TX driver is construction; Austin, TX moved down 38 places.
How many mortgages are delinquent in Austin County, TX?
Austin, TX takes the metro area reading of 1.4% for December 2025; no CFPB county sample covers Austin, TX.
Which banks lend in Austin County, TX?
5 watched lenders hold Austin, TX branches; the largest Austin, TX footprints are Austin County State Bank (3), Citizens State Bank (1), Lone Star Bank (1).
More on Austin, TX
Austin County, TX distress report: public-record figures for Austin, TX; not legal advice for Austin, TX; not tax or investment advice; verify every Austin, TX record before acting.