Bedford County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Bedford County, PA distress report, 2026: 29 ZIPs scored in Bedford, PA, Bedford, PA average 19/100; the top Bedford, PA ZIP is 15946 at 26/100; Bedford, PA market phase expansion, Bedford, PA prices +5.1% year over year.
- Bedford, PA ranks #2,085 nationally (opportunity index); Bedford, PA #39 in Pennsylvania; Bedford, PA index 27.4.
- Bedford, PA: no CFPB county sample; Bedford, PA non-metro area reading 1.6%.
- Bedford, PA ZIP phases: 25 expansion, 4 peak.
- Bedford, PA residential listings tracked: 21 across 23 ZIPs; Bedford, PA candidate listings 12.
- Bedford, PA lenders on watch: 7; largest Bedford, PA footprint Hometown Bank Of Pa (5 branches).
- Bedford, PA most distressed ZIP: 15946 at 26/100.
Bedford, PA figures: DLRadar distress index; Bedford, PA inputs: CFPB, FHFA, HUD, FDIC; Bedford, PA rebuilt as sources refresh.
| Rank | Bedford, PA ZIP | Score |
|---|---|---|
| 1 | 15946 | 26/100 |
| 2 | 16662 | 23/100 |
| 3 | 16625 | 22/100 |
| 4 | 16673 | 22/100 |
| 5 | 15521 | 19/100 |
| 6 | 15522 | 19/100 |
| 7 | 15534 | 19/100 |
| 8 | 15535 | 19/100 |
| 9 | 15537 | 19/100 |
| 10 | 15539 | 19/100 |
| 11 | 15545 | 19/100 |
| 12 | 15550 | 19/100 |
Most distressed Bedford, PA ZIPs (0-100, 2026)
Mortgage delinquency around Bedford, PA
No CFPB county sample covers Bedford, PA; the non-metro area reading for Bedford, PA: 1.6% ninety-plus; Bedford, PA area thirty-to-eighty-nine 2.1% (December 2025, Bedford, PA); Pennsylvania overall 1.0%.
Opportunity index: Bedford, PA
Bedford, PA index 27.4, Bedford, PA phase weak; Bedford, PA primary driver vacancy, Bedford, PA second driver bank institutional. Bedford, PA components: property stress 19.0, foreclosure pressure 18.3, listing discounts 16.2, bank stress 54.2, insurance 0.0; Bedford, PA pulse 32.7; Bedford, PA capital opportunity 19.5; Bedford, PA seven-day change +0.1%.
ZIP market phases inside Bedford, PA
29 Bedford, PA ZIPs carry a price-cycle phase; Bedford, PA ZIPs by phase (Bedford, PA), deepest drawdown first: expansion, +5.5% YoY, 0.8% off peak (Bedford, PA): 15946; expansion, +5.1% YoY (Bedford, PA): 15521, 15522, 15533, 15534, Bedford, PA 15535, 15537, 15539, 15550, Bedford, PA 15554, 15559, 16633, 16650, Bedford, PA 16655; peak, +4.7% YoY (Bedford, PA): 15545; expansion, +6.3% YoY (Bedford, PA): 16625.
Residential listings by Bedford, PA ZIP
Bedford, PA ZIPs with the most tracked Bedford, PA residential listings: 15537 4 listings, 4 candidates, bank pressure 65; 15545 3 listings, 0 candidates, bank pressure 68; 16678 3 listings, 1 candidates, bank pressure 64; 15535 2 listings, 2 candidates, bank pressure 65 (Bedford, PA); 15559 2 listings, 2 candidates, bank pressure 68; 16650 2 listings, 1 candidates, bank pressure 65; 16679 2 listings, 1 candidates, bank pressure 65; 15522 1 listings, 0 candidates, bank pressure 65. Bedford, PA totals: 21 listings; Bedford, PA candidates 12; active ZIPs 3.
Lenders with branches in Bedford, PA
Bedford, PA lenders by branch count: Hometown Bank Of Pa (Bedford, PA): stress 70, 5 branches low in Bedford, PA; Somerset Trust Co (Bedford, PA): stress 74, 3 branches low in Bedford, PA; Altoona First Savings Bank (Bedford, PA): stress 60, 2 branches low in Bedford, PA; First Commonwealth Bank (Bedford, PA): stress 54, 2 branches low in Bedford, PA; Community Stb Of Orbisonia (Bedford, PA): stress 79, 1 branch low in Bedford, PA; Dollar Bank Fsb (Bedford, PA): stress 77, 1 branch low in Bedford, PA; First Nb Of Pennsylvania (Bedford, PA): stress 55, 1 branch moderate in Bedford, PA.
Vacancy and permits, Bedford, PA
3,817 of 23,567 Bedford, PA housing units are vacant; Bedford, PA permits, twelve months: 0 multifamily units in Bedford, PA, 59 one-to-four unit units.
Work Bedford, PA at the parcel level
Every Bedford, PA parcel carries owner and address; every Bedford, PA parcel carries APN; Bedford, PA distress scores sit on the Bedford, PA live board.
Bedford, PA figures refresh with each source.
Bedford, PA questions
Most distressed ZIP code in Bedford County, PA?
ZIP 15946 leads Bedford, PA at 26/100; next in Bedford, PA: 16662 at 23/100; the Bedford, PA average is 19/100.
Where does Bedford County, PA rank for investment opportunity?
Bedford, PA is #2,085 among all ranked counties, #39 in Pennsylvania; the Bedford, PA driver is vacancy; Bedford, PA moved down 416 places.
How many mortgages are delinquent in Bedford County, PA?
Bedford, PA takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Bedford, PA.
Which banks lend in Bedford County, PA?
7 watched lenders hold Bedford, PA branches; the largest Bedford, PA footprints are Hometown Bank Of Pa (5), Somerset Trust Co (3), Altoona First Savings Bank (2).
More on Bedford, PA
Bedford County, PA distress report: public-record figures for Bedford, PA; not legal advice for Bedford, PA; not tax or investment advice; verify every Bedford, PA record before acting.