Bedford County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Bedford County, Pennsylvania? DLRadar grades every Bedford County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Bedford County breakdown.
- Bedford County's most distressed ZIP is 15946 at 27/100.
- 29 ZIP codes tracked in Bedford County, averaging 20/100 distress.
- Bedford County reads expansion — home values up 5.1% year over year.
- Vacancy runs 18% across Bedford County's tracked ZIPs, with a 10.6% poverty rate.
- The typical Bedford County home is worth about $166,614 against a ~$61,705 median income.
- Lending headwind in Bedford County sits at 61/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 15946 | 27/100 |
| 2 | 16662 | 23/100 |
| 3 | 16625 | 22/100 |
| 4 | 16673 | 22/100 |
| 5 | 15521 | 20/100 |
| 6 | 15522 | 20/100 |
| 7 | 15534 | 20/100 |
| 8 | 15535 | 20/100 |
| 9 | 15537 | 20/100 |
| 10 | 15539 | 20/100 |
| 11 | 15550 | 20/100 |
| 12 | 15554 | 20/100 |
Most distressed ZIP codes in Bedford County (composite distress 0-100, 2026)
What is driving Bedford County distress
DLRadar builds Bedford County's distress picture only from records anyone can pull; its ZIPs average 20/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Bedford County market phase and pricing
DLRadar places Bedford County in expansion; prices moved up 5.1% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Bedford County
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Common questions
Where is distress highest inside Bedford County, PA?
ZIP 15946 leads Bedford County at 27/100, recomputed monthly from public records.
Is Bedford County expanding or contracting?
Phase for Bedford County: expansion, tracking a 5.1% gain year over year, read off the FHFA index.
What is this Bedford County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 29 Bedford County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Bedford County ZIP codes?
A county average hides the spread. Across the Bedford County ZIPs DLRadar ranks, scores run from 27/100 in 15946 down to 20/100 in 15554, against a Bedford County average of 20/100. Because the gap runs to 7 points, Bedford County rewards ZIP-level precision.
What do Bedford County home values and vacancy say about distressed supply?
The typical Bedford County home carries about $166,614 of value against a median household income near $61,705. Vacancy across Bedford County's tracked ZIPs runs 18% and the poverty rate is 10.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Bedford County's foreclosure and tax-lien filings and its 61/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.