Cherokee County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cherokee County, Georgia? DLRadar grades every Cherokee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Cherokee County breakdown.
- Cherokee County's most distressed ZIP is 30075 at 36/100.
- 15 ZIP codes tracked in Cherokee County, averaging 30/100 distress.
- Cherokee County reads peak — home values up 1.2% year over year.
- Vacancy runs 6.2% across Cherokee County's tracked ZIPs, with a 6.6% poverty rate.
- The typical Cherokee County home is worth about $448,607 against a ~$116,113 median income.
- Lending headwind in Cherokee County sits at 37/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30075 | 36/100 |
| 2 | 30004 | 35/100 |
| 3 | 30028 | 34/100 |
| 4 | 30040 | 34/100 |
| 5 | 30114 | 32/100 |
| 6 | 30115 | 32/100 |
| 7 | 30183 | 32/100 |
| 8 | 30188 | 32/100 |
| 9 | 30189 | 32/100 |
| 10 | 30102 | 31/100 |
| 11 | 30184 | 31/100 |
| 12 | 30107 | 30/100 |
Most distressed ZIP codes in Cherokee County (composite distress 0-100, 2026)
What is driving Cherokee County distress
DLRadar builds Cherokee County's distress picture only from records anyone can pull; its ZIPs average 30/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Cherokee County market phase and pricing
Phase for Cherokee County: peak (+1.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Cherokee County
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Common questions
Which ZIP code leads Cherokee County on distress?
ZIP 30075 leads Cherokee County at 36/100, recomputed monthly from public records.
What market phase is Cherokee County in?
Phase for Cherokee County: peak, tracking a 1.2% gain year over year, read off the FHFA index.
What are the sources behind these Cherokee County numbers?
Cherokee County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 15 ZIPs are comparable to anywhere else.
How much do distress scores vary between Cherokee County ZIP codes?
Averaging the county conceals how uneven it is. Across the Cherokee County ZIPs DLRadar ranks, scores run from 36/100 in 30075 down to 30/100 in 30107, against a Cherokee County average of 30/100. A spread of 6 points means Cherokee County has to be worked ZIP by ZIP.
What do Cherokee County home values and vacancy say about distressed supply?
The typical Cherokee County home carries about $448,607 of value against a median household income near $116,113. Vacancy across Cherokee County's tracked ZIPs runs 6.2% and the poverty rate is 6.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Cherokee County's filings and its 37/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.