Cherokee County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cherokee County, GA distress report, 2026: 15 ZIPs scored in Cherokee, GA, Cherokee, GA average 31/100; the top Cherokee, GA ZIP is 30075 at 36/100; Cherokee, GA market phase peak, Cherokee, GA prices +1.2% year over year.
- Cherokee, GA ranks #1,659 nationally (opportunity index); Cherokee, GA #123 in Georgia; Cherokee, GA index 28.9.
- Cherokee, GA ninety-day mortgage delinquency 0.6% in December 2025; Cherokee, GA twelve-month change 0.0%.
- Cherokee, GA ZIP phases: 15 peak.
- Cherokee, GA residential listings tracked: 57 across 7 ZIPs; Cherokee, GA candidate listings 17.
- Cherokee, GA HUD assisted properties: 6 with 735 units.
- Cherokee, GA lenders on watch: 2; largest Cherokee, GA footprint Ameris Bank (3 branches).
- Cherokee, GA most distressed ZIP: 30075 at 36/100.
Cherokee, GA figures: DLRadar distress index; Cherokee, GA inputs: CFPB, FHFA, HUD, FDIC; Cherokee, GA rebuilt as sources refresh.
| Rank | Cherokee, GA ZIP | Score |
|---|---|---|
| 1 | 30075 | 36/100 |
| 2 | 30004 | 35/100 |
| 3 | 30028 | 34/100 |
| 4 | 30040 | 34/100 |
| 5 | 30114 | 32/100 |
| 6 | 30115 | 32/100 |
| 7 | 30184 | 32/100 |
| 8 | 30188 | 32/100 |
| 9 | 30189 | 32/100 |
| 10 | 30102 | 31/100 |
| 11 | 30183 | 31/100 |
| 12 | 30101 | 30/100 |
Most distressed Cherokee, GA ZIPs (0-100, 2026)
Mortgage delinquency in Cherokee, GA
0.6% of Cherokee, GA mortgages were ninety-plus days late (Cherokee, GA, December 2025); Cherokee, GA thirty-to-eighty-nine days late: 1.2%; Cherokee, GA twelve-month change 0.0%; Cherokee, GA peak since 2008: 4.6% (February 2010); Georgia overall 1.3%. Cherokee, GA ninety-day series: Dec 24 0.6, Jan 25 0.4, Feb 25 0.3 (Cherokee, GA), Mar 25 0.3, Apr 25 0.4, May 25 0.4 (Cherokee, GA), Jun 25 0.4, Jul 25 0.5, Aug 25 0.3 (Cherokee, GA), Sep 25 0.4, Oct 25 0.5, Nov 25 0.6 (Cherokee, GA), Dec 25 0.6.
Opportunity index: Cherokee, GA
Cherokee, GA index 28.9, Cherokee, GA phase early_signal; Cherokee, GA primary driver construction, Cherokee, GA second driver bank institutional. Cherokee, GA components: property stress 18.2, foreclosure pressure 17.6, listing discounts 34.7, bank stress 52.6, insurance 0.0; Cherokee, GA pulse 30.0; Cherokee, GA capital opportunity 27.2; Cherokee, GA seven-day change +0.6%.
ZIP market phases inside Cherokee, GA
15 Cherokee, GA ZIPs carry a price-cycle phase; Cherokee, GA ZIPs by phase (Cherokee, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Cherokee, GA): 30040, 30188, 30534, 30004, Cherokee, GA 30028, 30075, 30101, 30102, Cherokee, GA 30107, 30114, 30115, 30143, Cherokee, GA 30183, 30184, 30189.
Residential listings by Cherokee, GA ZIP
Cherokee, GA ZIPs with the most tracked Cherokee, GA residential listings: 30114 13 listings, 4 candidates, bank pressure 58; 30115 11 listings, 1 candidates, bank pressure 58; 30102 9 listings, 0 candidates, bank pressure 57; 30183 8 listings, 8 candidates, bank pressure 56 (Cherokee, GA); 30188 8 listings, 2 candidates, bank pressure 57; 30107 4 listings, 2 candidates, bank pressure 57; 30189 4 listings, 0 candidates, bank pressure 58. Cherokee, GA totals: 57 listings; Cherokee, GA candidates 17; active ZIPs 7.
HUD assisted housing in Cherokee, GA
6 assisted properties with 735 units sit in Cherokee, GA; largest Cherokee, GA properties: River Ridge Apartments At Canton (Canton) 356 units; The Heights At Towne Lake (Woodstock) 194 units; Heritage At Madison Pointe (Woodstock) 100 units in Cherokee, GA; Colbert Square (Woodstock) 70 units, 70 assisted; Cherokee Residential Services (Canton) 10 units, 8 assisted; Crs Grimes Road, Inc. (Woodstock) 5 units, 4 assisted.
Lenders with branches in Cherokee, GA
Cherokee, GA lenders by branch count: Ameris Bank (Cherokee, GA): stress 51, 3 branches low in Cherokee, GA; Citizens Bank Of Georgia (Cherokee, GA): stress 50, 1 branch low in Cherokee, GA.
Vacancy and permits, Cherokee, GA
4,893 of 106,407 Cherokee, GA housing units are vacant; Cherokee, GA permits, twelve months: 246 multifamily units in Cherokee, GA, 1,266 one-to-four unit units.
Work Cherokee, GA at the parcel level
Every Cherokee, GA parcel carries owner and address; every Cherokee, GA parcel carries APN; Cherokee, GA distress scores sit on the Cherokee, GA live board.
Cherokee, GA figures refresh with each source.
Cherokee, GA questions
Most distressed ZIP code in Cherokee County, GA?
ZIP 30075 leads Cherokee, GA at 36/100; next in Cherokee, GA: 30004 at 35/100; the Cherokee, GA average is 31/100.
Where does Cherokee County, GA rank for investment opportunity?
Cherokee, GA is #1,659 among all ranked counties, #123 in Georgia; the Cherokee, GA driver is construction; Cherokee, GA moved up 795 places.
How many mortgages are delinquent in Cherokee County, GA?
0.6% of Cherokee, GA mortgages were ninety-plus days late in December 2025; the Cherokee, GA peak since 2008 was 4.6%.
Which banks lend in Cherokee County, GA?
2 watched lenders hold Cherokee, GA branches; the largest Cherokee, GA footprints are Ameris Bank (3), Citizens Bank Of Georgia (1).
More on Cherokee, GA
Cherokee County, GA distress report: public-record figures for Cherokee, GA; not legal advice for Cherokee, GA; not tax or investment advice; verify every Cherokee, GA record before acting.