Clallam County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clallam County, WA distress report, 2026: 9 ZIPs scored in Clallam, WA, Clallam, WA average 24/100; the top Clallam, WA ZIP is 98305 at 24/100; Clallam, WA market phase peak, Clallam, WA prices +0.4% year over year.
- Clallam, WA ranks #1,993 nationally (opportunity index); Clallam, WA #24 in Washington; Clallam, WA index 27.7.
- Clallam, WA: no CFPB county sample; Clallam, WA non-metro area reading 0.3%.
- Clallam, WA ZIP phases: 9 peak.
- Clallam, WA residential listings tracked: 40 across 8 ZIPs; Clallam, WA candidate listings 16.
- Clallam, WA HUD assisted properties: 1 with 14 units.
- Clallam, WA lenders on watch: 5; largest Clallam, WA footprint First Fed Bank (8 branches).
- Clallam, WA most distressed ZIP: 98305 at 24/100.
Clallam, WA figures: DLRadar distress index; Clallam, WA inputs: CFPB, FHFA, HUD, FDIC; Clallam, WA rebuilt as sources refresh.
| Rank | Clallam, WA ZIP | Score |
|---|---|---|
| 1 | 98305 | 24/100 |
| 2 | 98326 | 24/100 |
| 3 | 98350 | 24/100 |
| 4 | 98357 | 24/100 |
| 5 | 98362 | 24/100 |
| 6 | 98363 | 24/100 |
| 7 | 98381 | 24/100 |
| 8 | 98382 | 24/100 |
| 9 | 98331 | 23/100 |
Most distressed Clallam, WA ZIPs (0-100, 2026)
Mortgage delinquency around Clallam, WA
No CFPB county sample covers Clallam, WA; the non-metro area reading for Clallam, WA: 0.3% ninety-plus; Clallam, WA area thirty-to-eighty-nine 1.6% (December 2025, Clallam, WA); Washington overall 0.6%.
Opportunity index: Clallam, WA
Clallam, WA index 27.7, Clallam, WA phase weak; Clallam, WA primary driver bank institutional, Clallam, WA second driver vacancy. Clallam, WA components: property stress 18.5, foreclosure pressure 19.4, listing discounts 30.4, bank stress 56.3, insurance 0.0; Clallam, WA pulse 29.8; Clallam, WA capital opportunity 24.6; Clallam, WA seven-day change -0.4%.
ZIP market phases inside Clallam, WA
9 Clallam, WA ZIPs carry a price-cycle phase; Clallam, WA ZIPs by phase (Clallam, WA), deepest drawdown first: peak, +0.4% YoY (Clallam, WA): 98305, 98326, 98331, 98350, Clallam, WA 98357, 98362, 98363, 98381, Clallam, WA 98382.
Residential listings by Clallam, WA ZIP
Clallam, WA ZIPs with the most tracked Clallam, WA residential listings: 98382 22 listings, 8 candidates, bank pressure 68; 98362 10 listings, 3 candidates, bank pressure 67; 98363 7 listings, 4 candidates, bank pressure 67; 98326 1 listings, 1 candidates, bank pressure 67 (Clallam, WA); 98305 0 listings, 0 candidates, bank pressure 67; 98350 0 listings, 0 candidates, bank pressure 67; 98357 0 listings, 0 candidates, bank pressure 67; 98381 0 listings, 0 candidates, bank pressure 67. Clallam, WA totals: 40 listings; Clallam, WA candidates 16; active ZIPs 4.
HUD assisted housing in Clallam, WA
1 assisted properties with 14 units sit in Clallam, WA; largest Clallam, WA properties: Burke Place Apartments (Forks) 14 units, 14 assisted.
Lenders with branches in Clallam, WA
Clallam, WA lenders by branch count: First Fed Bank (Clallam, WA): stress 92, 8 branches low in Clallam, WA; Sound Community Bank (Clallam, WA): stress 70, 3 branches low in Clallam, WA; 1st Security Bank Of Wa (Clallam, WA): stress 64, 2 branches low in Clallam, WA; Heritage Bank (Clallam, WA): stress 58, 2 branches low in Clallam, WA; Wafd Bank (Clallam, WA): stress 67, 1 branch low in Clallam, WA.
Vacancy and permits, Clallam, WA
3,567 of 38,613 Clallam, WA housing units are vacant; Clallam, WA permits, twelve months: 3 multifamily units in Clallam, WA, 277 one-to-four unit units.
Work Clallam, WA at the parcel level
Every Clallam, WA parcel carries owner and address; every Clallam, WA parcel carries APN; Clallam, WA distress scores sit on the Clallam, WA live board.
Clallam, WA figures refresh with each source.
Clallam, WA questions
Most distressed ZIP code in Clallam County, WA?
ZIP 98305 leads Clallam, WA at 24/100; next in Clallam, WA: 98326 at 24/100; the Clallam, WA average is 24/100.
Where does Clallam County, WA rank for investment opportunity?
Clallam, WA is #1,993 among all ranked counties, #24 in Washington; the Clallam, WA driver is bank institutional; Clallam, WA moved up 363 places.
How many mortgages are delinquent in Clallam County, WA?
Clallam, WA takes the non-metro area reading of 0.3% for December 2025; no CFPB county sample covers Clallam, WA.
Which banks lend in Clallam County, WA?
5 watched lenders hold Clallam, WA branches; the largest Clallam, WA footprints are First Fed Bank (8), Sound Community Bank (3), 1st Security Bank Of Wa (2).
More on Clallam, WA
Clallam County, WA distress report: public-record figures for Clallam, WA; not legal advice for Clallam, WA; not tax or investment advice; verify every Clallam, WA record before acting.