Cochran County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cochran County, Texas? DLRadar grades every Cochran County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Cochran County breakdown.
- Cochran County's most distressed ZIP is 79336 at 19/100.
- 4 ZIP codes tracked in Cochran County, averaging 12/100 distress.
- Cochran County reads neutral — home values up 2.5% year over year.
- Vacancy runs 26.2% across Cochran County's tracked ZIPs, with a 31.3% poverty rate.
- The typical Cochran County home is worth about $89,633 against a ~$51,483 median income.
- Lending headwind in Cochran County sits at 37/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 79336 | 19/100 |
| 2 | 79346 | 16/100 |
| 3 | 79314 | 7/100 |
| 4 | 79379 | 7/100 |
Most distressed ZIP codes in Cochran County (composite distress 0-100, 2026)
What is driving Cochran County distress
Nothing here is estimated: Cochran County is scored from filings alone, and its ZIPs average 12/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Cochran County market phase and pricing
The cycle in Cochran County is neutral, with values up 2.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Cochran County
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Common questions
Where is distress highest inside Cochran County, TX?
ZIP 79336 leads Cochran County at 19/100, recomputed monthly from public records.
Is Cochran County expanding or contracting?
Cochran County currently sits in neutral, with values up 2.5% year on year, based on FHFA price-index trajectory.
How is the Cochran County data sourced?
Each Cochran County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 4 local ZIPs and every other county in the country.
How much do distress scores vary between Cochran County ZIP codes?
A county average hides the spread. Across the Cochran County ZIPs DLRadar ranks, scores run from 19/100 in 79336 down to 7/100 in 79379, against a Cochran County average of 12/100. That 12-point gap is why acquisition targeting in Cochran County works at ZIP level rather than county level.
What do Cochran County home values and vacancy say about distressed supply?
The typical Cochran County home carries about $89,633 of value against a median household income near $51,483. Vacancy across Cochran County's tracked ZIPs runs 26.2% and the poverty rate is 31.3%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Cochran County's filings and its 37/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.