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Columbia County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Columbia County, Georgia? DLRadar grades every Columbia County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Columbia County breakdown.

  • Columbia County's most distressed ZIP is 30802 at 34/100.
  • 7 ZIP codes tracked in Columbia County, averaging 31/100 distress.
  • Columbia County reads neutral — home values up 4.9% year over year, 0.5% off peak.
  • Vacancy runs 16.2% across Columbia County's tracked ZIPs, with a 10.5% poverty rate.
  • The typical Columbia County home is worth about $267,671 against a ~$88,963 median income.
  • Lending headwind in Columbia County sits at 50/100 — a forward read on distressed supply.

Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
13080234/100
23080934/100
33081334/100
43090734/100
53090933/100
63081432/100
73082418/100

Most distressed ZIP codes in Columbia County (composite distress 0-100, 2026)

What is driving Columbia County distress

Columbia County's placement in the national index rests on public filings — a 31/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Columbia County market phase and pricing

The cycle in Columbia County is neutral, with values up 4.9% year over year and 0.5% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

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Questions and answers

Which part of Columbia County, GA scores highest for distress?

ZIP 30802 leads Columbia County at 34/100, recomputed monthly from public records.

Which phase does Columbia County sit in right now?

Phase for Columbia County: neutral, tracking a 4.9% gain year over year, read off the FHFA index.

What is this Columbia County analysis built from?

Each Columbia County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 7 local ZIPs and every other county in the country.

How much do distress scores vary between Columbia County ZIP codes?

County-level numbers smooth away the detail that matters. Across the Columbia County ZIPs DLRadar ranks, scores run from 34/100 in 30802 down to 18/100 in 30824, against a Columbia County average of 31/100. With 16 points between best and worst, county-level targeting in Columbia County wastes effort.

What do Columbia County home values and vacancy say about distressed supply?

The typical Columbia County home carries about $267,671 of value against a median household income near $88,963. Vacancy across Columbia County's tracked ZIPs runs 16.2% and the poverty rate is 10.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Columbia County's foreclosure and tax-lien record and its 50/100 lending headwind.

Related

Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.

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