Columbia County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Columbia County, GA distress report, 2026: 7 ZIPs scored in Columbia, GA, Columbia, GA average 31/100; the top Columbia, GA ZIP is 30802 at 34/100; Columbia, GA market phase neutral, Columbia, GA prices +4.9% year over year.
- Columbia, GA ranks #195 nationally (opportunity index); Columbia, GA #15 in Georgia; Columbia, GA index 35.9.
- Columbia, GA ninety-day mortgage delinquency 1.0% in December 2025; Columbia, GA twelve-month change +0.9%.
- Columbia, GA ZIP phases: 7 neutral.
- Columbia, GA residential listings tracked: 59 across 5 ZIPs; Columbia, GA candidate listings 8.
- Columbia, GA HUD assisted properties: 1 with 24 units.
- Columbia, GA lenders on watch: 5; largest Columbia, GA footprint Queensborough Nb&T Co (4 branches).
- Columbia, GA most distressed ZIP: 30802 at 34/100.
Columbia, GA figures: DLRadar distress index; Columbia, GA inputs: CFPB, FHFA, HUD, FDIC; Columbia, GA rebuilt as sources refresh.
| Rank | Columbia, GA ZIP | Score |
|---|---|---|
| 1 | 30802 | 34/100 |
| 2 | 30809 | 34/100 |
| 3 | 30813 | 34/100 |
| 4 | 30907 | 34/100 |
| 5 | 30814 | 32/100 |
| 6 | 30909 | 32/100 |
| 7 | 30824 | 16/100 |
Most distressed Columbia, GA ZIPs (0-100, 2026)
Mortgage delinquency in Columbia, GA
1.0% of Columbia, GA mortgages were ninety-plus days late (Columbia, GA, December 2025); Columbia, GA thirty-to-eighty-nine days late: 2.0%; Columbia, GA twelve-month change +0.9%; Columbia, GA peak since 2008: 2.8% (November 2009); Georgia overall 1.3%. Columbia, GA ninety-day series: Dec 24 0.1, Jan 25 0.4, Feb 25 0.7 (Columbia, GA), Mar 25 0.5, Apr 25 0.6, May 25 0.5 (Columbia, GA), Jun 25 0.7, Jul 25 0.8, Aug 25 0.7 (Columbia, GA), Sep 25 0.8, Oct 25 0.8, Nov 25 0.9 (Columbia, GA), Dec 25 1.0.
Opportunity index: Columbia, GA
Columbia, GA index 35.9, Columbia, GA phase peak_opportunity; Columbia, GA primary driver vacancy, Columbia, GA second driver construction. Columbia, GA components: property stress 24.5, foreclosure pressure 24.1, listing discounts 44.4, bank stress 59.2, insurance 0.0; Columbia, GA pulse 39.3; Columbia, GA capital opportunity 30.9; Columbia, GA seven-day change +0.3%.
ZIP market phases inside Columbia, GA
7 Columbia, GA ZIPs carry a price-cycle phase; Columbia, GA ZIPs by phase (Columbia, GA), deepest drawdown first: neutral, +4.9% YoY, 0.5% off peak (Columbia, GA): 30813, 30802, 30809, 30814, Columbia, GA 30907, 30909; neutral, +4.8% YoY, 0.5% off peak (Columbia, GA): 30824.
Residential listings by Columbia, GA ZIP
Columbia, GA ZIPs with the most tracked Columbia, GA residential listings: 30813 35 listings, 5 candidates, bank pressure 64; 30907 13 listings, 2 candidates, bank pressure 64; 30809 9 listings, 0 candidates, bank pressure 63; 30814 2 listings, 1 candidates, bank pressure 62 (Columbia, GA); 30802 0 listings, 0 candidates, bank pressure 62. Columbia, GA totals: 59 listings; Columbia, GA candidates 8; active ZIPs 3.
HUD assisted housing in Columbia, GA
1 assisted properties with 24 units sit in Columbia, GA; largest Columbia, GA properties: Independent Living Horizons Thirteen (Harlem) 24 units, 23 assisted.
Lenders with branches in Columbia, GA
Columbia, GA lenders by branch count: Queensborough Nb&T Co (Columbia, GA): stress 76, 4 branches low in Columbia, GA; Vallant Bank (Columbia, GA): stress 56, 2 branches low in Columbia, GA; First State Bank (Columbia, GA): stress 56, 2 branches low in Columbia, GA; Colony Bank (Columbia, GA): stress 65, 1 branch moderate in Columbia, GA; F&M Bank (Columbia, GA): stress 52, 1 branch low in Columbia, GA.
Vacancy and permits, Columbia, GA
6,519 of 61,668 Columbia, GA housing units are vacant; Columbia, GA permits, twelve months: 31 multifamily units in Columbia, GA, 1,039 one-to-four unit units.
Work Columbia, GA at the parcel level
Every Columbia, GA parcel carries owner and address; every Columbia, GA parcel carries APN; Columbia, GA distress scores sit on the Columbia, GA live board.
Columbia, GA figures refresh with each source.
Columbia, GA questions
Most distressed ZIP code in Columbia County, GA?
ZIP 30802 leads Columbia, GA at 34/100; next in Columbia, GA: 30809 at 34/100; the Columbia, GA average is 31/100.
Where does Columbia County, GA rank for investment opportunity?
Columbia, GA is #195 among all ranked counties, #15 in Georgia; the Columbia, GA driver is vacancy; Columbia, GA moved up 195 places.
How many mortgages are delinquent in Columbia County, GA?
1.0% of Columbia, GA mortgages were ninety-plus days late in December 2025; the Columbia, GA peak since 2008 was 2.8%.
Which banks lend in Columbia County, GA?
5 watched lenders hold Columbia, GA branches; the largest Columbia, GA footprints are Queensborough Nb&T Co (4), Vallant Bank (2), First State Bank (2).
More on Columbia, GA
Columbia County, GA distress report: public-record figures for Columbia, GA; not legal advice for Columbia, GA; not tax or investment advice; verify every Columbia, GA record before acting.