Columbia County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Columbia County, Washington? DLRadar grades every Columbia County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Columbia County breakdown.
- Columbia County's most distressed ZIP is 99348 at 18/100.
- 5 ZIP codes tracked in Columbia County, averaging 13/100 distress.
- Columbia County reads peak — home values up 1.2% year over year.
- Vacancy runs 16.3% across Columbia County's tracked ZIPs, with a 11.7% poverty rate.
- The typical Columbia County home is worth about $236,800 against a ~$73,684 median income.
- Lending headwind in Columbia County sits at 30/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 99348 | 18/100 |
| 2 | 99361 | 16/100 |
| 3 | 99347 | 15/100 |
| 4 | 99328 | 8/100 |
| 5 | 99359 | 8/100 |
Most distressed ZIP codes in Columbia County (composite distress 0-100, 2026)
What is driving Columbia County distress
The Columbia County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 13/100 ZIP average. No proprietary or modelled inputs enter the score.
Columbia County market phase and pricing
Columbia County reads peak — home prices rose 1.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Columbia County
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Frequently asked
Which Columbia County ZIP scores worst for distress?
ZIP 99348 leads Columbia County at 18/100, recomputed monthly from public records.
Where is Columbia County in the housing cycle?
The market phase for Columbia County is peak, prices rising 1.2% on the year — derived from the FHFA House Price Index path.
Can the Columbia County figures be verified?
Every Columbia County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 5 Columbia County ZIP codes that it runs on every other U.S. county, so Columbia County's numbers are directly comparable to any other market.
How much do distress scores vary between Columbia County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Columbia County ZIPs DLRadar ranks, scores run from 18/100 in 99348 down to 8/100 in 99359, against a Columbia County average of 13/100. A spread of 10 points means Columbia County has to be worked ZIP by ZIP.
What do Columbia County home values and vacancy say about distressed supply?
The typical Columbia County home carries about $236,800 of value against a median household income near $73,684. Vacancy across Columbia County's tracked ZIPs runs 16.3% and the poverty rate is 11.7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Columbia County's filings and its 30/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.