Contra Costa County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Contra Costa County, California? DLRadar grades every Contra Costa County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Contra Costa County breakdown.
- Contra Costa County's most distressed ZIP is 95219 at 25/100.
- 49 ZIP codes tracked in Contra Costa County, averaging 24/100 distress.
- Contra Costa County reads peak — home values up 0.4% year over year.
- Vacancy runs 4% across Contra Costa County's tracked ZIPs, with a 8.7% poverty rate.
- The typical Contra Costa County home is worth about $1,063,969 against a ~$137,718 median income.
- Lending headwind in Contra Costa County sits at 51/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 95219 | 25/100 |
| 2 | 94506 | 24/100 |
| 3 | 94507 | 24/100 |
| 4 | 94509 | 24/100 |
| 5 | 94511 | 24/100 |
| 6 | 94513 | 24/100 |
| 7 | 94516 | 24/100 |
| 8 | 94517 | 24/100 |
| 9 | 94518 | 24/100 |
| 10 | 94519 | 24/100 |
| 11 | 94520 | 24/100 |
| 12 | 94521 | 24/100 |
Most distressed ZIP codes in Contra Costa County (composite distress 0-100, 2026)
What is driving Contra Costa County distress
Contra Costa County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 24/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Contra Costa County market phase and pricing
The cycle in Contra Costa County is peak, with values up 0.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Contra Costa County
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Frequently asked
Which Contra Costa County ZIP scores worst for distress?
ZIP 95219 leads Contra Costa County at 25/100, recomputed monthly from public records.
How would you describe the Contra Costa County market phase?
Contra Costa County is classified peak with a 0.4% year-over-year increase, following the FHFA House Price Index.
How is the Contra Costa County data sourced?
Every Contra Costa County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 49 Contra Costa County ZIP codes that it runs on every other U.S. county, so Contra Costa County's numbers are directly comparable to any other market.
How much do distress scores vary between Contra Costa County ZIP codes?
Averaging the county conceals how uneven it is. Across the Contra Costa County ZIPs DLRadar ranks, scores run from 25/100 in 95219 down to 24/100 in 94521, against a Contra Costa County average of 24/100. Because the gap runs to 1 points, Contra Costa County rewards ZIP-level precision.
What do Contra Costa County home values and vacancy say about distressed supply?
The typical Contra Costa County home carries about $1,063,969 of value against a median household income near $137,718. Vacancy across Contra Costa County's tracked ZIPs runs 4% and the poverty rate is 8.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Contra Costa County's foreclosure and lien filings and its 51/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.