Decatur County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Decatur County, Indiana? DLRadar grades every Decatur County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Decatur County breakdown.
- Decatur County's most distressed ZIP is 47246 at 32/100.
- 11 ZIP codes tracked in Decatur County, averaging 24/100 distress.
- Decatur County reads peak — home values up 4.3% year over year.
- Vacancy runs 11.8% across Decatur County's tracked ZIPs, with a 8% poverty rate.
- The typical Decatur County home is worth about $187,950 against a ~$72,219 median income.
- Lending headwind in Decatur County sits at 39/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 47246 | 32/100 |
| 2 | 47244 | 31/100 |
| 3 | 47272 | 26/100 |
| 4 | 47225 | 25/100 |
| 5 | 47240 | 25/100 |
| 6 | 47263 | 25/100 |
| 7 | 47283 | 23/100 |
| 8 | 46156 | 21/100 |
| 9 | 46173 | 21/100 |
| 10 | 47006 | 21/100 |
| 11 | 47265 | 10/100 |
Most distressed ZIP codes in Decatur County (composite distress 0-100, 2026)
What is driving Decatur County distress
Nothing here is estimated: Decatur County is scored from filings alone, and its ZIPs average 24/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Decatur County market phase and pricing
The cycle in Decatur County is peak, with values up 4.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Decatur County
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Common questions
What is the hardest-hit ZIP in Decatur County?
ZIP 47246 leads Decatur County at 32/100, recomputed monthly from public records.
Is Decatur County expanding or contracting?
FHFA price-index movement places Decatur County in peak; prices are up 4.3% over twelve months.
How is the Decatur County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 11 Decatur County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Decatur County ZIP codes?
Averaging the county conceals how uneven it is. Across the Decatur County ZIPs DLRadar ranks, scores run from 32/100 in 47246 down to 10/100 in 47265, against a Decatur County average of 24/100. Because the gap runs to 22 points, Decatur County rewards ZIP-level precision.
What do Decatur County home values and vacancy say about distressed supply?
The typical Decatur County home carries about $187,950 of value against a median household income near $72,219. Vacancy across Decatur County's tracked ZIPs runs 11.8% and the poverty rate is 8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Decatur County's foreclosure and lien data and its 39/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.