Delaware County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Delaware County, IN distress report, 2026: 21 ZIPs scored in Delaware, IN, Delaware, IN average 33/100; the top Delaware, IN ZIP is 47303 at 36/100; Delaware, IN market phase expansion, Delaware, IN prices +14.1% year over year.
- Delaware, IN ranks #273 nationally (opportunity index); Delaware, IN #3 in Indiana; Delaware, IN index 35.0.
- Delaware, IN: no CFPB county sample; Delaware, IN non-metro area reading 1.0%.
- Delaware, IN ZIP phases: 15 expansion, 6 peak.
- Delaware, IN residential listings tracked: 11 across 12 ZIPs; Delaware, IN candidate listings 5.
- Delaware, IN HUD assisted properties: 12 with 721 units.
- Delaware, IN lenders on watch: 3; largest Delaware, IN footprint First Merchants Bank (7 branches).
- Delaware, IN most distressed ZIP: 47303 at 36/100.
Delaware, IN figures: DLRadar distress index; Delaware, IN inputs: CFPB, FHFA, HUD, FDIC; Delaware, IN rebuilt as sources refresh.
| Rank | Delaware, IN ZIP | Score |
|---|---|---|
| 1 | 47303 | 36/100 |
| 2 | 47304 | 36/100 |
| 3 | 47305 | 36/100 |
| 4 | 47306 | 36/100 |
| 5 | 47342 | 36/100 |
| 6 | 47367 | 36/100 |
| 7 | 47383 | 36/100 |
| 8 | 47396 | 36/100 |
| 9 | 47302 | 35/100 |
| 10 | 47320 | 35/100 |
| 11 | 47334 | 35/100 |
| 12 | 47338 | 34/100 |
Most distressed Delaware, IN ZIPs (0-100, 2026)
Mortgage delinquency around Delaware, IN
No CFPB county sample covers Delaware, IN; the non-metro area reading for Delaware, IN: 1.0% ninety-plus; Delaware, IN area thirty-to-eighty-nine 3.1% (December 2025, Delaware, IN); Indiana overall 1.0%.
Opportunity index: Delaware, IN
Delaware, IN index 35.0, Delaware, IN phase peak_opportunity; Delaware, IN primary driver construction, Delaware, IN second driver bank institutional. Delaware, IN components: property stress 29.2, foreclosure pressure 21.4, listing discounts 33.6, bank stress 57.5, insurance 0.0; Delaware, IN pulse 39.8; Delaware, IN capital opportunity 27.8; Delaware, IN seven-day change +0.4%.
ZIP market phases inside Delaware, IN
21 Delaware, IN ZIPs carry a price-cycle phase; Delaware, IN ZIPs by phase (Delaware, IN), deepest drawdown first: peak, +3.5% YoY (Delaware, IN): 46001, 46017; peak, +4.3% YoY (Delaware, IN): 46012; peak, +3.4% YoY (Delaware, IN): 46070; peak, +4.5% YoY (Delaware, IN): 46989; expansion, +13.8% YoY (Delaware, IN): 47302, 47334; expansion, +14.1% YoY (Delaware, IN): 47303, 47304, 47305, 47306, Delaware, IN 47342; expansion, +13.6% YoY (Delaware, IN): 47320; expansion, +7.8% YoY (Delaware, IN): 47336; expansion, +13.5% YoY (Delaware, IN): 47338; expansion, +6.2% YoY (Delaware, IN): 47354.
Residential listings by Delaware, IN ZIP
Delaware, IN ZIPs with the most tracked Delaware, IN residential listings: 47302 3 listings, 2 candidates, bank pressure 62; 47304 3 listings, 0 candidates, bank pressure 62; 47342 2 listings, 2 candidates, bank pressure 62; 47303 1 listings, 0 candidates, bank pressure 62 (Delaware, IN); 47334 1 listings, 0 candidates, bank pressure 62; 47383 1 listings, 1 candidates, bank pressure 62; 47305 0 listings, 0 candidates, bank pressure 62; 47306 0 listings, 0 candidates, bank pressure 62. Delaware, IN totals: 11 listings; Delaware, IN candidates 5; active ZIPs 6.
HUD assisted housing in Delaware, IN
12 assisted properties with 721 units sit in Delaware, IN; largest Delaware, IN properties: Chateau Apartments (Muncie) 152 units; Cambridge Square Muncie (Muncie) 124 units, 124 assisted; Elgin Manor Apartments (Muncie) 120 units, 120 assisted in Delaware, IN; Carriage House Muncie (Muncie) 100 units, 100 assisted; Grandview Square Cooperative (Yorktown) 86 units, 17 assisted; Ashgrove Crossing (Muncie) 60 units, 59 assisted.
Lenders with branches in Delaware, IN
Delaware, IN lenders by branch count: First Merchants Bank (Delaware, IN): stress 65, 7 branches low in Delaware, IN; Star Financial Bank (Delaware, IN): stress 73, 3 branches low in Delaware, IN; Old National Bank (Delaware, IN): stress 58, 3 branches low in Delaware, IN.
Vacancy and permits, Delaware, IN
5,379 of 51,635 Delaware, IN housing units are vacant; Delaware, IN permits, twelve months: 21 multifamily units in Delaware, IN, 95 one-to-four unit units.
Work Delaware, IN at the parcel level
Every Delaware, IN parcel carries owner and address; every Delaware, IN parcel carries APN; Delaware, IN distress scores sit on the Delaware, IN live board.
Delaware, IN figures refresh with each source.
Delaware, IN questions
Most distressed ZIP code in Delaware County, IN?
ZIP 47303 leads Delaware, IN at 36/100; next in Delaware, IN: 47304 at 36/100; the Delaware, IN average is 33/100.
Where does Delaware County, IN rank for investment opportunity?
Delaware, IN is #273 among all ranked counties, #3 in Indiana; the Delaware, IN driver is construction; Delaware, IN moved up 29 places.
How many mortgages are delinquent in Delaware County, IN?
Delaware, IN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Delaware, IN.
Which banks lend in Delaware County, IN?
3 watched lenders hold Delaware, IN branches; the largest Delaware, IN footprints are First Merchants Bank (7), Star Financial Bank (3), Old National Bank (3).
More on Delaware, IN
Delaware County, IN distress report: public-record figures for Delaware, IN; not legal advice for Delaware, IN; not tax or investment advice; verify every Delaware, IN record before acting.