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County and ZIP distress scoring, cycle phase, and the day's opportunities.

Delaware County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Delaware County, Indiana? DLRadar grades every Delaware County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Delaware County breakdown.

  • Delaware County's most distressed ZIP is 47302 at 33/100.
  • 21 ZIP codes tracked in Delaware County, averaging 30/100 distress.
  • Delaware County reads expansion — home values up 14.1% year over year.
  • Vacancy runs 9.6% across Delaware County's tracked ZIPs, with a 13.9% poverty rate.
  • The typical Delaware County home is worth about $140,300 against a ~$59,349 median income.
  • Lending headwind in Delaware County sits at 47/100 — a forward read on distressed supply.

Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).

RankZIPComposite distress
14730233/100
24730333/100
34730433/100
44730533/100
54730633/100
64732033/100
74733433/100
84734233/100
94736733/100
104738333/100
114739633/100
124733832/100

Most distressed ZIP codes in Delaware County (composite distress 0-100, 2026)

What is driving Delaware County distress

Delaware County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 30/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Delaware County market phase and pricing

DLRadar places Delaware County in expansion; prices moved up 14.1% over the year. Longer marketing times follow, and with them the sellers worth calling.

See the distressed properties behind the data in Delaware County

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What people ask

Which part of Delaware County, IN scores highest for distress?

ZIP 47302 leads Delaware County at 33/100, recomputed monthly from public records.

Where is Delaware County in the housing cycle?

Phase for Delaware County: expansion, tracking a 14.1% gain year over year, read off the FHFA index.

What is this Delaware County analysis built from?

Every Delaware County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 21 Delaware County ZIP codes that it runs on every other U.S. county, so Delaware County's numbers are directly comparable to any other market.

How much do distress scores vary between Delaware County ZIP codes?

A single county score papers over real variation. Across the Delaware County ZIPs DLRadar ranks, scores run from 33/100 in 47302 down to 32/100 in 47338, against a Delaware County average of 30/100. A spread of 1 points means Delaware County has to be worked ZIP by ZIP.

What do Delaware County home values and vacancy say about distressed supply?

The typical Delaware County home carries about $140,300 of value against a median household income near $59,349. Vacancy across Delaware County's tracked ZIPs runs 9.6% and the poverty rate is 13.9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Delaware County's foreclosure and tax-lien record and its 47/100 lending headwind.

Related

These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.

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