Denton County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Denton County, TX distress report, 2026: 40 ZIPs scored in Denton, TX, Denton, TX average 32/100; the top Denton, TX ZIP is 75009 at 34/100; Denton, TX market phase peak, Denton, TX prices +0.9% year over year.
- Denton, TX ranks #2,855 nationally (opportunity index); Denton, TX #242 in Texas; Denton, TX index 24.1.
- Denton, TX ninety-day mortgage delinquency 0.7% in December 2025; Denton, TX twelve-month change +0.1%.
- Denton, TX ZIP phases: 40 peak.
- Denton, TX residential listings tracked: 62 across 27 ZIPs; Denton, TX candidate listings 24.
- Denton, TX HUD assisted properties: 44 with 5,873 units.
- Denton, TX lenders on watch: 8; largest Denton, TX footprint Pointbank (9 branches).
- Denton, TX most distressed ZIP: 75009 at 34/100.
Denton, TX figures: DLRadar distress index; Denton, TX inputs: CFPB, FHFA, HUD, FDIC; Denton, TX rebuilt as sources refresh.
| Rank | Denton, TX ZIP | Score |
|---|---|---|
| 1 | 75009 | 34/100 |
| 2 | 75019 | 34/100 |
| 3 | 75024 | 34/100 |
| 4 | 75078 | 34/100 |
| 5 | 75093 | 34/100 |
| 6 | 75007 | 33/100 |
| 7 | 75010 | 33/100 |
| 8 | 75033 | 33/100 |
| 9 | 75034 | 33/100 |
| 10 | 75036 | 33/100 |
| 11 | 75056 | 33/100 |
| 12 | 75057 | 33/100 |
Most distressed Denton, TX ZIPs (0-100, 2026)
Mortgage delinquency in Denton, TX
0.7% of Denton, TX mortgages were ninety-plus days late (Denton, TX, December 2025); Denton, TX thirty-to-eighty-nine days late: 1.9%; Denton, TX twelve-month change +0.1%; Denton, TX peak since 2008: 3.2% (December 2009); Texas overall 1.2%. Denton, TX ninety-day series: Dec 24 0.6, Jan 25 0.7, Feb 25 0.7 (Denton, TX), Mar 25 0.6, Apr 25 0.5, May 25 0.7 (Denton, TX), Jun 25 0.7, Jul 25 0.7, Aug 25 0.7 (Denton, TX), Sep 25 0.7, Oct 25 0.7, Nov 25 0.7 (Denton, TX), Dec 25 0.7.
Opportunity index: Denton, TX
Denton, TX index 24.1, Denton, TX phase weak; Denton, TX primary driver construction, Denton, TX second driver bank institutional. Denton, TX components: property stress 11.0, foreclosure pressure 10.6, listing discounts 21.7, bank stress 57.4, insurance 0.0; Denton, TX pulse 27.1; Denton, TX capital opportunity 19.5; Denton, TX seven-day change +0.2%.
ZIP market phases inside Denton, TX
40 Denton, TX ZIPs carry a price-cycle phase; Denton, TX ZIPs by phase (Denton, TX), deepest drawdown first: peak, +0.4% YoY, 0.7% off peak (Denton, TX): 76258; peak, +0.9% YoY (Denton, TX): 75007, 75009, 75010, 75019, Denton, TX 75022, 75024, 75028, 75033, Denton, TX 75034, 75036, 75056, 75057, Denton, TX 75065, 75067, 75068.
Residential listings by Denton, TX ZIP
Denton, TX ZIPs with the most tracked Denton, TX residential listings: 76227 14 listings, 8 candidates, bank pressure 62; 75033 8 listings, 1 candidates, bank pressure 61; 75068 7 listings, 2 candidates, bank pressure 62; 75036 6 listings, 2 candidates, bank pressure 62 (Denton, TX); 75056 4 listings, 3 candidates, bank pressure 62; 76247 3 listings, 0 candidates, bank pressure 61; 76258 3 listings, 1 candidates, bank pressure 62; 75007 2 listings, 2 candidates, bank pressure 60. Denton, TX totals: 62 listings; Denton, TX candidates 24; active ZIPs 18.
HUD assisted housing in Denton, TX
44 assisted properties with 5,873 units sit in Denton, TX; largest Denton, TX properties: Thousand Oaks At Stag's Leap (The Colony) 342 units; The Carmichael (Frisco) 320 units; Crest Manor Apartments (Lewisville) 312 units in Denton, TX; Alaqua At Frisco Apartments (Frisco) 308 units; Tower Bay Lofts (Lewisville) 308 units; Andalusian Gate (Dallas) 296 units.
Lenders with branches in Denton, TX
Denton, TX lenders by branch count: Pointbank (Denton, TX): stress 82, 9 branches low in Denton, TX; First National Bank Texas (Denton, TX): stress 77, 9 branches low in Denton, TX; Frost Bank (Denton, TX): stress 69, 6 branches low in Denton, TX; Prosperity Bank (Denton, TX): stress 33, 5 branches low in Denton, TX; Woodforest National Bank (Denton, TX): stress 54, 4 branches low in Denton, TX; Texas Regional Bank (Denton, TX): stress 87, 3 branches low in Denton, TX; First State Bank (Denton, TX): stress 80, 3 branches low in Denton, TX; American National Bank&Trust (Denton, TX): stress 70, 3 branches low in Denton, TX.
Vacancy and permits, Denton, TX
16,362 of 376,754 Denton, TX housing units are vacant; Denton, TX permits, twelve months: 2,738 multifamily units in Denton, TX, 6,721 one-to-four unit units.
Work Denton, TX at the parcel level
Every Denton, TX parcel carries owner and address; every Denton, TX parcel carries APN; Denton, TX distress scores sit on the Denton, TX live board.
Denton, TX figures refresh with each source.
Denton, TX questions
Most distressed ZIP code in Denton County, TX?
ZIP 75009 leads Denton, TX at 34/100; next in Denton, TX: 75019 at 34/100; the Denton, TX average is 32/100.
Where does Denton County, TX rank for investment opportunity?
Denton, TX is #2,855 among all ranked counties, #242 in Texas; the Denton, TX driver is construction; Denton, TX moved down 63 places.
How many mortgages are delinquent in Denton County, TX?
0.7% of Denton, TX mortgages were ninety-plus days late in December 2025; the Denton, TX peak since 2008 was 3.2%.
Which banks lend in Denton County, TX?
8 watched lenders hold Denton, TX branches; the largest Denton, TX footprints are Pointbank (9), First National Bank Texas (9), Frost Bank (6).
More on Denton, TX
Denton County, TX distress report: public-record figures for Denton, TX; not legal advice for Denton, TX; not tax or investment advice; verify every Denton, TX record before acting.