Elbert County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Elbert County, Georgia? DLRadar grades every Elbert County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Elbert County breakdown.
- Elbert County's most distressed ZIP is 30662 at 19/100.
- 4 ZIP codes tracked in Elbert County, averaging 18/100 distress.
- Elbert County reads peak — home values up 2.5% year over year.
- Vacancy runs 13.4% across Elbert County's tracked ZIPs, with a 14.8% poverty rate.
- The typical Elbert County home is worth about $143,850 against a ~$51,450 median income.
- Lending headwind in Elbert County sits at 36/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30662 | 19/100 |
| 2 | 30634 | 18/100 |
| 3 | 30624 | 17/100 |
| 4 | 30635 | 16/100 |
Most distressed ZIP codes in Elbert County (composite distress 0-100, 2026)
What is driving Elbert County distress
DLRadar builds Elbert County's distress picture only from records anyone can pull; its ZIPs average 18/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Elbert County market phase and pricing
Elbert County reads peak — home prices rose 2.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Elbert County
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Questions and answers
What is the hardest-hit ZIP in Elbert County?
ZIP 30662 leads Elbert County at 19/100, recomputed monthly from public records.
How would you describe the Elbert County market phase?
Elbert County reads peak, with home prices up 2.5% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Elbert County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 4 Elbert County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Elbert County ZIP codes?
The county figure is a blend, not a description. Across the Elbert County ZIPs DLRadar ranks, scores run from 19/100 in 30662 down to 16/100 in 30635, against a Elbert County average of 18/100. Because the gap runs to 3 points, Elbert County rewards ZIP-level precision.
What do Elbert County home values and vacancy say about distressed supply?
The typical Elbert County home carries about $143,850 of value against a median household income near $51,450. Vacancy across Elbert County's tracked ZIPs runs 13.4% and the poverty rate is 14.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Elbert County's filings and its 36/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.