Ellis County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ellis County, Texas? DLRadar grades every Ellis County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Ellis County breakdown.
- Ellis County's most distressed ZIP is 75104 at 34/100.
- 20 ZIP codes tracked in Ellis County, averaging 30/100 distress.
- Ellis County reads peak — home values up 0.9% year over year.
- Vacancy runs 8.3% across Ellis County's tracked ZIPs, with a 10.1% poverty rate.
- The typical Ellis County home is worth about $268,665 against a ~$96,948 median income.
- Lending headwind in Ellis County sits at 20/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 75104 | 34/100 |
| 2 | 75146 | 34/100 |
| 3 | 75125 | 31/100 |
| 4 | 75101 | 30/100 |
| 5 | 75119 | 30/100 |
| 6 | 75152 | 30/100 |
| 7 | 75154 | 30/100 |
| 8 | 75165 | 30/100 |
| 9 | 75167 | 30/100 |
| 10 | 76041 | 30/100 |
| 11 | 76064 | 30/100 |
| 12 | 76065 | 30/100 |
Most distressed ZIP codes in Ellis County (composite distress 0-100, 2026)
What is driving Ellis County distress
Ellis County's placement in the national index rests on public filings — a 30/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Ellis County market phase and pricing
DLRadar places Ellis County in peak; prices moved up 0.9% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Ellis County
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Frequently asked
Which part of Ellis County, TX scores highest for distress?
ZIP 75104 leads Ellis County at 34/100, recomputed monthly from public records.
What stage of the price cycle is Ellis County at?
FHFA price-index movement places Ellis County in peak; prices are up 0.9% over twelve months.
Where does the Ellis County data come from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 20 ZIP codes in Ellis County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Ellis County ZIP codes?
One county number flattens a wide range. Across the Ellis County ZIPs DLRadar ranks, scores run from 34/100 in 75104 down to 30/100 in 76065, against a Ellis County average of 30/100. A spread of 4 points means Ellis County has to be worked ZIP by ZIP.
What do Ellis County home values and vacancy say about distressed supply?
The typical Ellis County home carries about $268,665 of value against a median household income near $96,948. Vacancy across Ellis County's tracked ZIPs runs 8.3% and the poverty rate is 10.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Ellis County's foreclosure and lien data and its 20/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.