Erath County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Erath County, TX distress report, 2026: 13 ZIPs scored in Erath, TX, Erath, TX average 21/100; the top Erath, TX ZIP is 76649 at 28/100; Erath, TX market phase peak, Erath, TX prices +0.9% year over year.
- Erath, TX ranks #2,770 nationally (opportunity index); Erath, TX #238 in Texas; Erath, TX index 24.6.
- Erath, TX: no CFPB county sample; Erath, TX non-metro area reading 1.4%.
- Erath, TX ZIP phases: 12 peak, 1 neutral.
- Erath, TX residential listings tracked: 0 across 5 ZIPs; Erath, TX candidate listings 0.
- Erath, TX lenders on watch: 8; largest Erath, TX footprint Texasbank (3 branches).
- Erath, TX most distressed ZIP: 76649 at 28/100.
Erath, TX figures: DLRadar distress index; Erath, TX inputs: CFPB, FHFA, HUD, FDIC; Erath, TX rebuilt as sources refresh.
| Rank | Erath, TX ZIP | Score |
|---|---|---|
| 1 | 76649 | 28/100 |
| 2 | 76463 | 27/100 |
| 3 | 76401 | 26/100 |
| 4 | 76402 | 26/100 |
| 5 | 76453 | 25/100 |
| 6 | 76433 | 24/100 |
| 7 | 76446 | 24/100 |
| 8 | 76690 | 24/100 |
| 9 | 76462 | 22/100 |
| 10 | 76457 | 21/100 |
| 11 | 76445 | 11/100 |
| 12 | 76436 | 10/100 |
Most distressed Erath, TX ZIPs (0-100, 2026)
Mortgage delinquency around Erath, TX
No CFPB county sample covers Erath, TX; the non-metro area reading for Erath, TX: 1.4% ninety-plus; Erath, TX area thirty-to-eighty-nine 3.5% (December 2025, Erath, TX); Texas overall 1.2%.
Opportunity index: Erath, TX
Erath, TX index 24.6, Erath, TX phase weak; Erath, TX primary driver construction, Erath, TX second driver vacancy. Erath, TX components: property stress 12.5, foreclosure pressure 14.3, listing discounts 0.3, bank stress 47.5, insurance 0.0; Erath, TX pulse 32.3; Erath, TX capital opportunity 13.1; Erath, TX seven-day change -0.1%.
ZIP market phases inside Erath, TX
13 Erath, TX ZIPs carry a price-cycle phase; Erath, TX ZIPs by phase (Erath, TX), deepest drawdown first: neutral, +1.2% YoY, 2.2% off peak (Erath, TX): 76649; peak, +1.5% YoY, 1.7% off peak (Erath, TX): 76690; peak, +1.6% YoY, 0.2% off peak (Erath, TX): 76457; peak, +0.9% YoY (Erath, TX): 76401, 76402, 76453, 76462, Erath, TX 76463; peak, +1.1% YoY (Erath, TX): 76433; peak, +2.0% YoY (Erath, TX): 76436, 76444; peak, +1.9% YoY (Erath, TX): 76445; peak, +1.3% YoY (Erath, TX): 76446.
Residential listings by Erath, TX ZIP
Erath, TX ZIPs with the most tracked Erath, TX residential listings: 76401 0 listings, 0 candidates, bank pressure 49; 76402 0 listings, 0 candidates, bank pressure 49; 76433 0 listings, 0 candidates, bank pressure 52; 76446 0 listings, 0 candidates, bank pressure 47 (Erath, TX); 76463 0 listings, 0 candidates, bank pressure 51. Erath, TX totals: 0 listings; Erath, TX candidates 0; active ZIPs 0.
Lenders with branches in Erath, TX
Erath, TX lenders by branch count: Texasbank (Erath, TX): stress 35, 3 branches low in Erath, TX; First Financial Bank (Erath, TX): stress 49, 2 branches low in Erath, TX; First National Bank Texas (Erath, TX): stress 77, 1 branch low in Erath, TX; Wellington State Bank (Erath, TX): stress 73, 1 branch low in Erath, TX; City Bank (Erath, TX): stress 56, 1 branch low in Erath, TX; Farmers&Merchants Bank (Erath, TX): stress 51, 1 branch low in Erath, TX; First Nb Of Dublin (Erath, TX): stress 37, 1 branch low in Erath, TX; Citizens Nb Of Texas (Erath, TX): stress 34, 1 branch low in Erath, TX.
Vacancy and permits, Erath, TX
1,878 of 18,694 Erath, TX housing units are vacant; Erath, TX permits, twelve months: 18 multifamily units in Erath, TX, 19 one-to-four unit units.
Work Erath, TX at the parcel level
Every Erath, TX parcel carries owner and address; every Erath, TX parcel carries APN; Erath, TX distress scores sit on the Erath, TX live board.
Erath, TX figures refresh with each source.
Erath, TX questions
Most distressed ZIP code in Erath County, TX?
ZIP 76649 leads Erath, TX at 28/100; next in Erath, TX: 76463 at 27/100; the Erath, TX average is 21/100.
Where does Erath County, TX rank for investment opportunity?
Erath, TX is #2,770 among all ranked counties, #238 in Texas; the Erath, TX driver is construction; Erath, TX moved down 1,005 places.
How many mortgages are delinquent in Erath County, TX?
Erath, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Erath, TX.
Which banks lend in Erath County, TX?
8 watched lenders hold Erath, TX branches; the largest Erath, TX footprints are Texasbank (3), First Financial Bank (2), First National Bank Texas (1).
More on Erath, TX
Erath County, TX distress report: public-record figures for Erath, TX; not legal advice for Erath, TX; not tax or investment advice; verify every Erath, TX record before acting.