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Erath County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Erath County, Texas? DLRadar grades every Erath County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Erath County breakdown.

  • Erath County's most distressed ZIP is 76401 at 27/100.
  • 13 ZIP codes tracked in Erath County, averaging 21/100 distress.
  • Erath County reads peak — home values up 0.9% year over year.
  • Vacancy runs 24.2% across Erath County's tracked ZIPs, with a 11.9% poverty rate.
  • The typical Erath County home is worth about $245,990 against a ~$67,572 median income.
  • Lending headwind in Erath County sits at 7/100 — a forward read on distressed supply.

Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.

RankZIPComposite distress
17640127/100
27640227/100
37646327/100
47664927/100
57645325/100
67643324/100
77644624/100
87646222/100
97645721/100
107669021/100
117644511/100
12764369/100

Most distressed ZIP codes in Erath County (composite distress 0-100, 2026)

What is driving Erath County distress

The Erath County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 21/100 ZIP average. No proprietary or modelled inputs enter the score.

Erath County market phase and pricing

DLRadar places Erath County in peak; prices moved up 0.9% over the year. Longer marketing times follow, and with them the sellers worth calling.

See the distressed properties behind the data in Erath County

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What people ask

Where is distress highest inside Erath County, TX?

ZIP 76401 leads Erath County at 27/100, recomputed monthly from public records.

How would you describe the Erath County market phase?

Phase for Erath County: peak, tracking a 0.9% gain year over year, read off the FHFA index.

Which datasets feed the Erath County scores?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 13 Erath County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Erath County ZIP codes?

One county number flattens a wide range. Across the Erath County ZIPs DLRadar ranks, scores run from 27/100 in 76401 down to 9/100 in 76436, against a Erath County average of 21/100. Those 18 points separate the ZIPs worth working in Erath County from the rest.

What do Erath County home values and vacancy say about distressed supply?

The typical Erath County home carries about $245,990 of value against a median household income near $67,572. Vacancy across Erath County's tracked ZIPs runs 24.2% and the poverty rate is 11.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Erath County's foreclosure and lien data and its 7/100 lending headwind.

Related

This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.

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