Franklin County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Franklin County, Indiana? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Franklin County breakdown.
- Franklin County's most distressed ZIP is 47016 at 25/100.
- 15 ZIP codes tracked in Franklin County, averaging 22/100 distress.
- Franklin County reads peak — home values up 3.5% year over year.
- Vacancy runs 7% across Franklin County's tracked ZIPs, with a 9.4% poverty rate.
- The typical Franklin County home is worth about $222,560 against a ~$71,493 median income.
- Lending headwind in Franklin County sits at 64/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 47016 | 25/100 |
| 2 | 47030 | 25/100 |
| 3 | 47035 | 25/100 |
| 4 | 47036 | 25/100 |
| 5 | 47240 | 25/100 |
| 6 | 47010 | 24/100 |
| 7 | 47024 | 24/100 |
| 8 | 47012 | 23/100 |
| 9 | 46173 | 21/100 |
| 10 | 47006 | 21/100 |
| 11 | 47060 | 20/100 |
| 12 | 47041 | 18/100 |
Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)
What is driving Franklin County distress
DLRadar builds Franklin County's distress picture only from records anyone can pull; its ZIPs average 22/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Franklin County market phase and pricing
The cycle in Franklin County is peak, with values up 3.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Franklin County
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Questions and answers
Which Franklin County ZIP scores worst for distress?
ZIP 47016 leads Franklin County at 25/100, recomputed monthly from public records.
What stage of the price cycle is Franklin County at?
Franklin County reads peak, with home prices up 3.5% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Franklin County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 15 Franklin County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Franklin County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Franklin County ZIPs DLRadar ranks, scores run from 25/100 in 47016 down to 18/100 in 47041, against a Franklin County average of 22/100. Because the gap runs to 7 points, Franklin County rewards ZIP-level precision.
What do Franklin County home values and vacancy say about distressed supply?
The typical Franklin County home carries about $222,560 of value against a median household income near $71,493. Vacancy across Franklin County's tracked ZIPs runs 7% and the poverty rate is 9.4%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Franklin County's filings and its 64/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.