Franklin County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, IN distress report, 2026: 15 ZIPs scored in Franklin, IN, Franklin, IN average 23/100; the top Franklin, IN ZIP is 47016 at 25/100; Franklin, IN market phase peak, Franklin, IN prices +3.5% year over year.
- Franklin, IN ranks #1,311 nationally (opportunity index); Franklin, IN #35 in Indiana; Franklin, IN index 30.1.
- Franklin, IN: no CFPB county sample; Franklin, IN metro area reading 0.8%.
- Franklin, IN ZIP phases: 12 peak, 3 expansion.
- Franklin, IN residential listings tracked: 2 across 7 ZIPs; Franklin, IN candidate listings 1.
- Franklin, IN lenders on watch: 3; largest Franklin, IN footprint Bath State Bank (2 branches).
- Franklin, IN most distressed ZIP: 47016 at 25/100.
Franklin, IN figures: DLRadar distress index; Franklin, IN inputs: CFPB, FHFA, HUD, FDIC; Franklin, IN rebuilt as sources refresh.
| Rank | Franklin, IN ZIP | Score |
|---|---|---|
| 1 | 47016 | 25/100 |
| 2 | 47024 | 25/100 |
| 3 | 47030 | 25/100 |
| 4 | 47035 | 25/100 |
| 5 | 47036 | 25/100 |
| 6 | 47240 | 25/100 |
| 7 | 46173 | 24/100 |
| 8 | 47010 | 24/100 |
| 9 | 47012 | 24/100 |
| 10 | 47006 | 23/100 |
| 11 | 47331 | 22/100 |
| 12 | 47060 | 20/100 |
Most distressed Franklin, IN ZIPs (0-100, 2026)
Mortgage delinquency around Franklin, IN
No CFPB county sample covers Franklin, IN; the metro area reading for Franklin, IN (Cincinnati, OH-KY-IN): 0.8% ninety-plus; Franklin, IN area thirty-to-eighty-nine 2.0% (December 2025, Franklin, IN); Indiana overall 1.0%.
Opportunity index: Franklin, IN
Franklin, IN index 30.1, Franklin, IN phase early_signal; Franklin, IN primary driver bank institutional, Franklin, IN second driver construction. Franklin, IN components: property stress 17.2, foreclosure pressure 15.2, listing discounts 40.8, bank stress 56.2, insurance 0.0; Franklin, IN pulse 31.1; Franklin, IN capital opportunity 28.5; Franklin, IN seven-day change +1.2%.
ZIP market phases inside Franklin, IN
15 Franklin, IN ZIPs carry a price-cycle phase; Franklin, IN ZIPs by phase (Franklin, IN), deepest drawdown first: expansion, +5.0% YoY (Franklin, IN): 46173, 47003; peak, +4.4% YoY (Franklin, IN): 47006; peak, +3.6% YoY (Franklin, IN): 47010; peak, +3.5% YoY (Franklin, IN): 47012, 47016, 47024, 47030, Franklin, IN 47035, 47036, 47060; peak, +4.2% YoY (Franklin, IN): 47041; peak, +4.3% YoY (Franklin, IN): 47240, 47331; expansion, +5.1% YoY (Franklin, IN): 47353.
Residential listings by Franklin, IN ZIP
Franklin, IN ZIPs with the most tracked Franklin, IN residential listings: 47012 1 listings, 1 candidates, bank pressure 65; 47024 1 listings, 0 candidates, bank pressure 67; 47010 0 listings, 0 candidates, bank pressure 71; 47016 0 listings, 0 candidates, bank pressure 71 (Franklin, IN); 47030 0 listings, 0 candidates, bank pressure 71; 47035 0 listings, 0 candidates, bank pressure 71; 47036 0 listings, 0 candidates, bank pressure 71. Franklin, IN totals: 2 listings; Franklin, IN candidates 1; active ZIPs 2.
Lenders with branches in Franklin, IN
Franklin, IN lenders by branch count: Bath State Bank (Franklin, IN): stress 81, 2 branches low in Franklin, IN; Fcn Bank National Assn (Franklin, IN): stress 76, 2 branches low in Franklin, IN; Friendship State Bank (Franklin, IN): stress 80, 1 branch low in Franklin, IN.
Vacancy and permits, Franklin, IN
585 of 9,796 Franklin, IN housing units are vacant; Franklin, IN permits, twelve months: 0 multifamily units in Franklin, IN, 57 one-to-four unit units.
Work Franklin, IN at the parcel level
Every Franklin, IN parcel carries owner and address; every Franklin, IN parcel carries APN; Franklin, IN distress scores sit on the Franklin, IN live board.
Franklin, IN figures refresh with each source.
Franklin, IN questions
Most distressed ZIP code in Franklin County, IN?
ZIP 47016 leads Franklin, IN at 25/100; next in Franklin, IN: 47024 at 25/100; the Franklin, IN average is 23/100.
Where does Franklin County, IN rank for investment opportunity?
Franklin, IN is #1,311 among all ranked counties, #35 in Indiana; the Franklin, IN driver is bank institutional; Franklin, IN moved up 836 places.
How many mortgages are delinquent in Franklin County, IN?
Franklin, IN takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Franklin, IN.
Which banks lend in Franklin County, IN?
3 watched lenders hold Franklin, IN branches; the largest Franklin, IN footprints are Bath State Bank (2), Fcn Bank National Assn (2), Friendship State Bank (1).
More on Franklin, IN
Franklin County, IN distress report: public-record figures for Franklin, IN; not legal advice for Franklin, IN; not tax or investment advice; verify every Franklin, IN record before acting.