Franklin County, ME Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, ME distress report, 2026: 18 ZIPs scored in Franklin, ME, Franklin, ME average 17/100; the top Franklin, ME ZIP is 04964 at 23/100; Franklin, ME market phase peak, Franklin, ME prices +2.0% year over year.
- Franklin, ME ranks #724 nationally (opportunity index); Franklin, ME #4 in Maine; Franklin, ME index 32.3.
- Franklin, ME: no CFPB county sample; Franklin, ME non-metro area reading 1.1%.
- Franklin, ME ZIP phases: 18 peak.
- Franklin, ME residential listings tracked: 16 across 16 ZIPs; Franklin, ME candidate listings 9.
- Franklin, ME HUD assisted properties: 1 with 5 units.
- Franklin, ME lenders on watch: 4; largest Franklin, ME footprint Franklin Savings Bank (6 branches).
- Franklin, ME most distressed ZIP: 04964 at 23/100.
Franklin, ME figures: DLRadar distress index; Franklin, ME inputs: CFPB, FHFA, HUD, FDIC; Franklin, ME rebuilt as sources refresh.
| Rank | Franklin, ME ZIP | Score |
|---|---|---|
| 1 | 04964 | 23/100 |
| 2 | 04224 | 22/100 |
| 3 | 04234 | 16/100 |
| 4 | 04239 | 16/100 |
| 5 | 04285 | 16/100 |
| 6 | 04294 | 16/100 |
| 7 | 04936 | 16/100 |
| 8 | 04938 | 16/100 |
| 9 | 04940 | 16/100 |
| 10 | 04947 | 16/100 |
| 11 | 04955 | 16/100 |
| 12 | 04956 | 16/100 |
Most distressed Franklin, ME ZIPs (0-100, 2026)
Mortgage delinquency around Franklin, ME
No CFPB county sample covers Franklin, ME; the non-metro area reading for Franklin, ME: 1.1% ninety-plus; Franklin, ME area thirty-to-eighty-nine 2.1% (December 2025, Franklin, ME); Maine overall 0.9%.
Opportunity index: Franklin, ME
Franklin, ME index 32.3, Franklin, ME phase early_signal; Franklin, ME primary driver vacancy, Franklin, ME second driver bank institutional. Franklin, ME components: property stress 26.9, foreclosure pressure 27.1, listing discounts 26.5, bank stress 52.4, insurance 0.0; Franklin, ME pulse 36.9; Franklin, ME capital opportunity 25.5; Franklin, ME seven-day change +0.4%.
ZIP market phases inside Franklin, ME
18 Franklin, ME ZIPs carry a price-cycle phase; Franklin, ME ZIPs by phase (Franklin, ME), deepest drawdown first: peak, +2.0% YoY, 0.7% off peak (Franklin, ME): 04224, 04234, 04239, 04285, Franklin, ME 04294, 04936, 04938, 04940, Franklin, ME 04947, 04955, 04956, 04964, Franklin, ME 04966, 04970, 04982, 04983.
Residential listings by Franklin, ME ZIP
Franklin, ME ZIPs with the most tracked Franklin, ME residential listings: 04938 5 listings, 3 candidates, bank pressure 63; 04966 3 listings, 2 candidates, bank pressure 63; 04294 2 listings, 1 candidates, bank pressure 63; 04970 2 listings, 1 candidates, bank pressure 63 (Franklin, ME); 04947 1 listings, 0 candidates, bank pressure 63; 04955 1 listings, 0 candidates, bank pressure 63; 04956 1 listings, 1 candidates, bank pressure 63; 04984 1 listings, 1 candidates, bank pressure 63. Franklin, ME totals: 16 listings; Franklin, ME candidates 9; active ZIPs 1.
HUD assisted housing in Franklin, ME
1 assisted properties with 5 units sit in Franklin, ME; largest Franklin, ME properties: Mount Blue Housing (Farmington) 5 units, 5 assisted.
Lenders with branches in Franklin, ME
Franklin, ME lenders by branch count: Franklin Savings Bank (Franklin, ME): stress 43, 6 branches low in Franklin, ME; Skowhegan Savings Bank (Franklin, ME): stress 43, 3 branches low in Franklin, ME; Bangor Savings Bank (Franklin, ME): stress 94, 1 branch low in Franklin, ME; Androscoggin Savings Bank (Franklin, ME): stress 74, 1 branch low in Franklin, ME.
Vacancy and permits, Franklin, ME
8,559 of 21,234 Franklin, ME housing units are vacant; Franklin, ME permits, twelve months: 0 multifamily units in Franklin, ME, 181 one-to-four unit units.
Work Franklin, ME at the parcel level
Every Franklin, ME parcel carries owner and address; every Franklin, ME parcel carries APN; Franklin, ME distress scores sit on the Franklin, ME live board.
Franklin, ME figures refresh with each source.
Franklin, ME questions
Most distressed ZIP code in Franklin County, ME?
ZIP 04964 leads Franklin, ME at 23/100; next in Franklin, ME: 04224 at 22/100; the Franklin, ME average is 17/100.
Where does Franklin County, ME rank for investment opportunity?
Franklin, ME is #724 among all ranked counties, #4 in Maine; the Franklin, ME driver is vacancy; Franklin, ME moved up 15 places.
How many mortgages are delinquent in Franklin County, ME?
Franklin, ME takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Franklin, ME.
Which banks lend in Franklin County, ME?
4 watched lenders hold Franklin, ME branches; the largest Franklin, ME footprints are Franklin Savings Bank (6), Skowhegan Savings Bank (3), Bangor Savings Bank (1).
More on Franklin, ME
Franklin County, ME distress report: public-record figures for Franklin, ME; not legal advice for Franklin, ME; not tax or investment advice; verify every Franklin, ME record before acting.