Franklin County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Franklin County, North Carolina? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Franklin County breakdown.
- Franklin County's most distressed ZIP is 27587 at 33/100.
- 13 ZIP codes tracked in Franklin County, averaging 26/100 distress.
- Franklin County reads peak — home values up 0.7% year over year.
- Vacancy runs 12.6% across Franklin County's tracked ZIPs, with a 13% poverty rate.
- The typical Franklin County home is worth about $232,523 against a ~$87,417 median income.
- Lending headwind in Franklin County sits at 56/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 27587 | 33/100 |
| 2 | 27557 | 32/100 |
| 3 | 27597 | 31/100 |
| 4 | 27882 | 31/100 |
| 5 | 27816 | 29/100 |
| 6 | 27596 | 26/100 |
| 7 | 27508 | 25/100 |
| 8 | 27549 | 25/100 |
| 9 | 27525 | 23/100 |
| 10 | 27844 | 23/100 |
| 11 | 27537 | 22/100 |
| 12 | 27544 | 21/100 |
Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)
What is driving Franklin County distress
DLRadar builds Franklin County's distress picture only from records anyone can pull; its ZIPs average 26/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Franklin County market phase and pricing
The cycle in Franklin County is peak, with values up 0.7% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Franklin County
The Franklin County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
No card charged today · explore every module with live data.
Frequently asked questions
Where is distress highest inside Franklin County, NC?
ZIP 27587 leads Franklin County at 33/100, recomputed monthly from public records.
What market phase is Franklin County in?
Phase for Franklin County: peak, tracking a 0.7% gain year over year, read off the FHFA index.
What is this Franklin County analysis built from?
Every Franklin County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 13 Franklin County ZIP codes that it runs on every other U.S. county, so Franklin County's numbers are directly comparable to any other market.
How much do distress scores vary between Franklin County ZIP codes?
The county figure is a blend, not a description. Across the Franklin County ZIPs DLRadar ranks, scores run from 33/100 in 27587 down to 21/100 in 27544, against a Franklin County average of 26/100. Because the gap runs to 12 points, Franklin County rewards ZIP-level precision.
What do Franklin County home values and vacancy say about distressed supply?
The typical Franklin County home carries about $232,523 of value against a median household income near $87,417. Vacancy across Franklin County's tracked ZIPs runs 12.6% and the poverty rate is 13%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Franklin County's foreclosure and tax-lien record and its 56/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.