Gilchrist County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Gilchrist County, FL distress report, 2026: 5 ZIPs scored in Gilchrist, FL, Gilchrist, FL average 27/100; the top Gilchrist, FL ZIP is 32669 at 28/100; Gilchrist, FL market phase contraction, Gilchrist, FL prices -0.3% year over year.
- Gilchrist, FL ranks #245 nationally (opportunity index); Gilchrist, FL #32 in Florida; Gilchrist, FL index 35.4.
- Gilchrist, FL: no CFPB county sample; Gilchrist, FL metro area reading 1.4%.
- Gilchrist, FL ZIP phases: 4 contraction, 1 peak.
- Gilchrist, FL residential listings tracked: 16 across 2 ZIPs; Gilchrist, FL candidate listings 11.
- Gilchrist, FL lenders on watch: 3; largest Gilchrist, FL footprint Capital City Bank (3 branches).
- Gilchrist, FL most distressed ZIP: 32669 at 28/100.
Gilchrist, FL figures: DLRadar distress index; Gilchrist, FL inputs: CFPB, FHFA, HUD, FDIC; Gilchrist, FL rebuilt as sources refresh.
| Rank | Gilchrist, FL ZIP | Score |
|---|---|---|
| 1 | 32669 | 28/100 |
| 2 | 32619 | 27/100 |
| 3 | 32693 | 27/100 |
| 4 | 32643 | 26/100 |
| 5 | 32008 | 25/100 |
Most distressed Gilchrist, FL ZIPs (0-100, 2026)
Mortgage delinquency around Gilchrist, FL
No CFPB county sample covers Gilchrist, FL; the metro area reading for Gilchrist, FL (Gainesville, FL): 1.4% ninety-plus; Gilchrist, FL area thirty-to-eighty-nine 2.3% (December 2025, Gilchrist, FL); Florida overall 1.2%.
Opportunity index: Gilchrist, FL
Gilchrist, FL index 35.4, Gilchrist, FL phase peak_opportunity; Gilchrist, FL primary driver bank institutional, Gilchrist, FL second driver vacancy. Gilchrist, FL components: property stress 25.6, foreclosure pressure 25.3, listing discounts 44.5, bank stress 60.5, insurance 0.0; Gilchrist, FL pulse 38.4; Gilchrist, FL capital opportunity 30.9; Gilchrist, FL seven-day change +0.6%.
ZIP market phases inside Gilchrist, FL
5 Gilchrist, FL ZIPs carry a price-cycle phase; Gilchrist, FL ZIPs by phase (Gilchrist, FL), deepest drawdown first: contraction, -0.3% YoY, 2.1% off peak (Gilchrist, FL): 32619, 32669, 32693; contraction, -0.2% YoY, 1.8% off peak (Gilchrist, FL): 32643; peak, +2.8% YoY, 0.5% off peak (Gilchrist, FL): 32008.
Residential listings by Gilchrist, FL ZIP
Gilchrist, FL ZIPs with the most tracked Gilchrist, FL residential listings: 32693 11 listings, 6 candidates, bank pressure 65; 32619 5 listings, 5 candidates, bank pressure 59. Gilchrist, FL totals: 16 listings; Gilchrist, FL candidates 11; active ZIPs 2.
Lenders with branches in Gilchrist, FL
Gilchrist, FL lenders by branch count: Capital City Bank (Gilchrist, FL): stress 54, 3 branches low in Gilchrist, FL; Lafayette State Bank (Gilchrist, FL): stress 74, 1 branch low in Gilchrist, FL; Seacoast National Bank (Gilchrist, FL): stress 58, 1 branch low in Gilchrist, FL.
Vacancy and permits, Gilchrist, FL
712 of 7,863 Gilchrist, FL housing units are vacant; Gilchrist, FL permits, twelve months: 0 multifamily units in Gilchrist, FL, 60 one-to-four unit units.
Work Gilchrist, FL at the parcel level
Every Gilchrist, FL parcel carries owner and address; every Gilchrist, FL parcel carries APN; Gilchrist, FL distress scores sit on the Gilchrist, FL live board; Gilchrist, FL lead lists by signal.
Gilchrist, FL figures refresh with each source.
Gilchrist, FL questions
Most distressed ZIP code in Gilchrist County, FL?
ZIP 32669 leads Gilchrist, FL at 28/100; next in Gilchrist, FL: 32619 at 27/100; the Gilchrist, FL average is 27/100.
Where does Gilchrist County, FL rank for investment opportunity?
Gilchrist, FL is #245 among all ranked counties, #32 in Florida; the Gilchrist, FL driver is bank institutional; Gilchrist, FL moved up 320 places.
How many mortgages are delinquent in Gilchrist County, FL?
Gilchrist, FL takes the metro area reading of 1.4% for December 2025; no CFPB county sample covers Gilchrist, FL.
Which banks lend in Gilchrist County, FL?
3 watched lenders hold Gilchrist, FL branches; the largest Gilchrist, FL footprints are Capital City Bank (3), Lafayette State Bank (1), Seacoast National Bank (1).
More on Gilchrist, FL
Gilchrist County, FL distress report: public-record figures for Gilchrist, FL; not legal advice for Gilchrist, FL; not tax or investment advice; verify every Gilchrist, FL record before acting.