Gilchrist County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gilchrist County, Florida? DLRadar grades every Gilchrist County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Gilchrist County breakdown.
- Gilchrist County's most distressed ZIP is 32619 at 28/100.
- 5 ZIP codes tracked in Gilchrist County, averaging 27/100 distress.
- Gilchrist County reads contraction — home values down 0.3% year over year, 2.1% off peak.
- Vacancy runs 13.4% across Gilchrist County's tracked ZIPs, with a 11.1% poverty rate.
- The typical Gilchrist County home is worth about $234,160 against a ~$76,184 median income.
- Lending headwind in Gilchrist County sits at 27/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32619 | 28/100 |
| 2 | 32669 | 27/100 |
| 3 | 32693 | 27/100 |
| 4 | 32643 | 26/100 |
| 5 | 32008 | 25/100 |
Most distressed ZIP codes in Gilchrist County (composite distress 0-100, 2026)
What is driving Gilchrist County distress
Gilchrist County's placement in the national index rests on public filings — a 27/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Gilchrist County market phase and pricing
Gilchrist County currently sits in contraction after a 0.3% decline in the past twelve months, 2.1% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Frequently asked questions
What is the hardest-hit ZIP in Gilchrist County?
ZIP 32619 leads Gilchrist County at 28/100, recomputed monthly from public records.
Which phase does Gilchrist County sit in right now?
Gilchrist County reads contraction, with home prices down 0.3% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Gilchrist County analysis built from?
Gilchrist County draws on FHFA (contraction trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 5 ZIPs are comparable to anywhere else.
How much do distress scores vary between Gilchrist County ZIP codes?
The county figure is a blend, not a description. Across the Gilchrist County ZIPs DLRadar ranks, scores run from 28/100 in 32619 down to 25/100 in 32008, against a Gilchrist County average of 27/100. Because the gap runs to 3 points, Gilchrist County rewards ZIP-level precision.
What do Gilchrist County home values and vacancy say about distressed supply?
The typical Gilchrist County home carries about $234,160 of value against a median household income near $76,184. Vacancy across Gilchrist County's tracked ZIPs runs 13.4% and the poverty rate is 11.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Gilchrist County's foreclosure and lien data and its 27/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.