Gillespie County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Gillespie County, TX distress report, 2026: 7 ZIPs scored in Gillespie, TX, Gillespie, TX average 28/100; the top Gillespie, TX ZIP is 78671 at 31/100; Gillespie, TX market phase peak, Gillespie, TX prices +0.9% year over year.
- Gillespie, TX ranks #762 nationally (opportunity index); Gillespie, TX #94 in Texas; Gillespie, TX index 32.1.
- Gillespie, TX: no CFPB county sample; Gillespie, TX non-metro area reading 1.4%.
- Gillespie, TX ZIP phases: 7 peak.
- Gillespie, TX residential listings tracked: 8 across 4 ZIPs; Gillespie, TX candidate listings 3.
- Gillespie, TX HUD assisted properties: 4 with 216 units.
- Gillespie, TX lenders on watch: 8; largest Gillespie, TX footprint Security State Bank&Trust (4 branches).
- Gillespie, TX most distressed ZIP: 78671 at 31/100.
Gillespie, TX figures: DLRadar distress index; Gillespie, TX inputs: CFPB, FHFA, HUD, FDIC; Gillespie, TX rebuilt as sources refresh.
| Rank | Gillespie, TX ZIP | Score |
|---|---|---|
| 1 | 78671 | 31/100 |
| 2 | 78675 | 31/100 |
| 3 | 78028 | 29/100 |
| 4 | 78058 | 28/100 |
| 5 | 78624 | 28/100 |
| 6 | 78631 | 26/100 |
| 7 | 78618 | 25/100 |
Most distressed Gillespie, TX ZIPs (0-100, 2026)
Mortgage delinquency around Gillespie, TX
No CFPB county sample covers Gillespie, TX; the non-metro area reading for Gillespie, TX: 1.4% ninety-plus; Gillespie, TX area thirty-to-eighty-nine 3.5% (December 2025, Gillespie, TX); Texas overall 1.2%.
Opportunity index: Gillespie, TX
Gillespie, TX index 32.1, Gillespie, TX phase early_signal; Gillespie, TX primary driver vacancy, Gillespie, TX second driver bank institutional. Gillespie, TX components: property stress 31.5, foreclosure pressure 35.7, listing discounts 20.3, bank stress 54.2, insurance 0.0; Gillespie, TX pulse 37.7; Gillespie, TX capital opportunity 23.6; Gillespie, TX seven-day change -0.2%.
ZIP market phases inside Gillespie, TX
7 Gillespie, TX ZIPs carry a price-cycle phase; Gillespie, TX ZIPs by phase (Gillespie, TX), deepest drawdown first: peak, +0.8% YoY, 0.2% off peak (Gillespie, TX): 78624; peak, +0.9% YoY (Gillespie, TX): 78028, 78671, 78675; peak, +1.1% YoY (Gillespie, TX): 78058; peak, +1.4% YoY (Gillespie, TX): 78618; peak, +1.5% YoY (Gillespie, TX): 78631.
Residential listings by Gillespie, TX ZIP
Gillespie, TX ZIPs with the most tracked Gillespie, TX residential listings: 78624 5 listings, 2 candidates, bank pressure 61; 78671 2 listings, 0 candidates, bank pressure 58; 78618 1 listings, 1 candidates, bank pressure 58; 78675 0 listings, 0 candidates, bank pressure 58 (Gillespie, TX). Gillespie, TX totals: 8 listings; Gillespie, TX candidates 3; active ZIPs 1.
HUD assisted housing in Gillespie, TX
4 assisted properties with 216 units sit in Gillespie, TX; largest Gillespie, TX properties: Terraces At Creek Street (Gillespie) 80 units; Friendship Place Apartments (Fredericksburg) 76 units; Sunrise Townhomes (Fredericksburg) 36 units in Gillespie, TX; Evergreen Villa (Fredericksburg) 24 units, 23 assisted.
Lenders with branches in Gillespie, TX
Gillespie, TX lenders by branch count: Security State Bank&Trust (Gillespie, TX): stress 46, 4 branches low in Gillespie, TX; Prosperity Bank (Gillespie, TX): stress 33, 2 branches low in Gillespie, TX; Texas Regional Bank (Gillespie, TX): stress 87, 1 branch low in Gillespie, TX; Rio Bank (Gillespie, TX): stress 70, 1 branch low in Gillespie, TX; Frost Bank (Gillespie, TX): stress 69, 1 branch low in Gillespie, TX; Guadalupe Bank (Gillespie, TX): stress 66, 1 branch low in Gillespie, TX; Broadway National Bank (Gillespie, TX): stress 59, 1 branch low in Gillespie, TX; Woodforest National Bank (Gillespie, TX): stress 54, 1 branch low in Gillespie, TX.
Vacancy and permits, Gillespie, TX
2,860 of 14,373 Gillespie, TX housing units are vacant; Gillespie, TX permits, twelve months: 0 multifamily units in Gillespie, TX, 46 one-to-four unit units.
Work Gillespie, TX at the parcel level
Every Gillespie, TX parcel carries owner and address; every Gillespie, TX parcel carries APN; Gillespie, TX distress scores sit on the Gillespie, TX live board.
Gillespie, TX figures refresh with each source.
Gillespie, TX questions
Most distressed ZIP code in Gillespie County, TX?
ZIP 78671 leads Gillespie, TX at 31/100; next in Gillespie, TX: 78675 at 31/100; the Gillespie, TX average is 28/100.
Where does Gillespie County, TX rank for investment opportunity?
Gillespie, TX is #762 among all ranked counties, #94 in Texas; the Gillespie, TX driver is vacancy; Gillespie, TX moved down 189 places.
How many mortgages are delinquent in Gillespie County, TX?
Gillespie, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Gillespie, TX.
Which banks lend in Gillespie County, TX?
8 watched lenders hold Gillespie, TX branches; the largest Gillespie, TX footprints are Security State Bank&Trust (4), Prosperity Bank (2), Texas Regional Bank (1).
More on Gillespie, TX
Gillespie County, TX distress report: public-record figures for Gillespie, TX; not legal advice for Gillespie, TX; not tax or investment advice; verify every Gillespie, TX record before acting.