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County and ZIP scoring, cycle position, and the current day opportunities.

Grady County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Grady County, Georgia? DLRadar grades every Grady County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Grady County breakdown.

  • Grady County's most distressed ZIP is 31773 at 28/100.
  • 6 ZIP codes tracked in Grady County, averaging 25/100 distress.
  • Grady County reads peak — home values up 1.2% year over year.
  • Vacancy runs 13.9% across Grady County's tracked ZIPs, with a 17.7% poverty rate.
  • The typical Grady County home is worth about $158,083 against a ~$51,979 median income.
  • Lending headwind in Grady County sits at 23/100 — a forward read on distressed supply.

All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.

RankZIPComposite distress
13177328/100
23179228/100
33177926/100
43982723/100
53982823/100
63989723/100

Most distressed ZIP codes in Grady County (composite distress 0-100, 2026)

What is driving Grady County distress

Grady County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 25/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Grady County market phase and pricing

Grady County reads peak — home prices rose 1.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.

See the distressed properties behind the data in Grady County

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Questions and answers

Which ZIP code leads Grady County on distress?

ZIP 31773 leads Grady County at 28/100, recomputed monthly from public records.

Which phase does Grady County sit in right now?

Grady County is classified peak with a 1.2% year-over-year increase, following the FHFA House Price Index.

What is this Grady County analysis built from?

Each Grady County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 6 local ZIPs and every other county in the country.

How much do distress scores vary between Grady County ZIP codes?

The county figure is a blend, not a description. Across the Grady County ZIPs DLRadar ranks, scores run from 28/100 in 31773 down to 23/100 in 39897, against a Grady County average of 25/100. Because the gap runs to 5 points, Grady County rewards ZIP-level precision.

What do Grady County home values and vacancy say about distressed supply?

The typical Grady County home carries about $158,083 of value against a median household income near $51,979. Vacancy across Grady County's tracked ZIPs runs 13.9% and the poverty rate is 17.7%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Grady County's foreclosure and tax-lien filings and its 23/100 lending headwind.

Related

Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.

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