Guilford County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Guilford County, NC distress report, 2026: 35 ZIPs scored in Guilford, NC, Guilford, NC average 30/100; the top Guilford, NC ZIP is 27284 at 33/100; Guilford, NC market phase peak, Guilford, NC prices +4.2% year over year.
- Guilford, NC ranks #1,931 nationally (opportunity index); Guilford, NC #82 in North Carolina; Guilford, NC index 27.9.
- Guilford, NC ninety-day mortgage delinquency 0.9% in December 2025; Guilford, NC twelve-month change -0.1%.
- Guilford, NC ZIP phases: 32 peak, 2 neutral, 1 expansion.
- Guilford, NC residential listings tracked: 137 across 26 ZIPs; Guilford, NC candidate listings 27.
- Guilford, NC HUD assisted properties: 46 with 4,817 units.
- Guilford, NC lenders on watch: 8; largest Guilford, NC footprint Truist Bank (16 branches).
- Guilford, NC most distressed ZIP: 27284 at 33/100.
Guilford, NC figures: DLRadar distress index; Guilford, NC inputs: CFPB, FHFA, HUD, FDIC; Guilford, NC rebuilt as sources refresh.
| Rank | Guilford, NC ZIP | Score |
|---|---|---|
| 1 | 27284 | 33/100 |
| 2 | 27215 | 32/100 |
| 3 | 27235 | 31/100 |
| 4 | 27260 | 31/100 |
| 5 | 27268 | 31/100 |
| 6 | 27282 | 31/100 |
| 7 | 27283 | 31/100 |
| 8 | 27301 | 31/100 |
| 9 | 27310 | 31/100 |
| 10 | 27342 | 31/100 |
| 11 | 27377 | 31/100 |
| 12 | 27401 | 31/100 |
Most distressed Guilford, NC ZIPs (0-100, 2026)
Mortgage delinquency in Guilford, NC
0.9% of Guilford, NC mortgages were ninety-plus days late (Guilford, NC, December 2025); Guilford, NC thirty-to-eighty-nine days late: 3.0%; Guilford, NC twelve-month change -0.1%; Guilford, NC peak since 2008: 4.1% (September 2010); North Carolina overall 0.9%. Guilford, NC ninety-day series: Dec 24 1.0, Jan 25 1.1, Feb 25 1.0 (Guilford, NC), Mar 25 0.8, Apr 25 0.6, May 25 0.7 (Guilford, NC), Jun 25 0.7, Jul 25 0.6, Aug 25 0.5 (Guilford, NC), Sep 25 0.6, Oct 25 0.7, Nov 25 0.6 (Guilford, NC), Dec 25 0.9.
Opportunity index: Guilford, NC
Guilford, NC index 27.9, Guilford, NC phase early_signal; Guilford, NC primary driver bank institutional, Guilford, NC second driver vacancy. Guilford, NC components: property stress 19.7, foreclosure pressure 18.1, listing discounts 30.7, bank stress 55.4, insurance 0.0; Guilford, NC pulse 29.7; Guilford, NC capital opportunity 25.3; Guilford, NC seven-day change +0.3%.
ZIP market phases inside Guilford, NC
35 Guilford, NC ZIPs carry a price-cycle phase; Guilford, NC ZIPs by phase (Guilford, NC), deepest drawdown first: neutral, +4.6% YoY, 0.0% off peak (Guilford, NC): 27298; peak, +4.2% YoY (Guilford, NC): 27214, 27233, 27235, 27260, Guilford, NC 27263, 27268, 27282, 27283, Guilford, NC 27301; expansion, +5.3% YoY (Guilford, NC): 27215; neutral, +4.2% YoY (Guilford, NC): 27244; peak, +4.3% YoY (Guilford, NC): 27249; peak, +3.9% YoY (Guilford, NC): 27262, 27265; peak, +3.4% YoY (Guilford, NC): 27284.
Residential listings by Guilford, NC ZIP
Guilford, NC ZIPs with the most tracked Guilford, NC residential listings: 27410 29 listings, 5 candidates, bank pressure 61; 27405 21 listings, 3 candidates, bank pressure 61; 27407 20 listings, 1 candidates, bank pressure 61; 27406 13 listings, 1 candidates, bank pressure 61 (Guilford, NC); 27455 13 listings, 5 candidates, bank pressure 61; 27408 10 listings, 4 candidates, bank pressure 61; 27409 8 listings, 4 candidates, bank pressure 61; 27401 6 listings, 0 candidates, bank pressure 61. Guilford, NC totals: 137 listings; Guilford, NC candidates 27; active ZIPs 18.
HUD assisted housing in Guilford, NC
46 assisted properties with 4,817 units sit in Guilford, NC; largest Guilford, NC properties: Palladium Park Apartments (High Point) 312 units; Legacy At Friendly Manor Apartments (Greensboro) 308 units; Hampton Homes (Greensboro) 288 units in Guilford, NC; Legacy At Twin Oaks (Greensboro) 282 units; Alexandria Park Apartments (High Point) 240 units; Gateway Plaza (Greensboro) 220 units.
Lenders with branches in Guilford, NC
Guilford, NC lenders by branch count: Truist Bank (Guilford, NC): stress 62, 16 branches low in Guilford, NC; Bank Of America Na (Guilford, NC): stress 71, 10 branches low in Guilford, NC; First-Citizens Bank&Trust Co (Guilford, NC): stress 71, 8 branches low in Guilford, NC; First Bank (Guilford, NC): stress 47, 6 branches low in Guilford, NC; Bank Of Oak Ridge (Guilford, NC): stress 57, 5 branches low in Guilford, NC; Fidelity Bank (Guilford, NC): stress 56, 4 branches low in Guilford, NC; Triad Business Bank (Guilford, NC): stress 89, 2 branches low in Guilford, NC; Mechanics&Farmers Bank (Guilford, NC): stress 62, 1 branch low in Guilford, NC.
Vacancy and permits, Guilford, NC
18,314 of 238,032 Guilford, NC housing units are vacant; Guilford, NC permits, twelve months: 1,855 multifamily units in Guilford, NC, 1,575 one-to-four unit units.
Work Guilford, NC at the parcel level
Every Guilford, NC parcel carries owner and address; every Guilford, NC parcel carries APN; Guilford, NC distress scores sit on the Guilford, NC live board.
Guilford, NC figures refresh with each source.
Guilford, NC questions
Most distressed ZIP code in Guilford County, NC?
ZIP 27284 leads Guilford, NC at 33/100; next in Guilford, NC: 27215 at 32/100; the Guilford, NC average is 30/100.
Where does Guilford County, NC rank for investment opportunity?
Guilford, NC is #1,931 among all ranked counties, #82 in North Carolina; the Guilford, NC driver is bank institutional; Guilford, NC moved up 444 places.
How many mortgages are delinquent in Guilford County, NC?
0.9% of Guilford, NC mortgages were ninety-plus days late in December 2025; the Guilford, NC peak since 2008 was 4.1%.
Which banks lend in Guilford County, NC?
8 watched lenders hold Guilford, NC branches; the largest Guilford, NC footprints are Truist Bank (16), Bank Of America Na (10), First-Citizens Bank&Trust Co (8).
More on Guilford, NC
Guilford County, NC distress report: public-record figures for Guilford, NC; not legal advice for Guilford, NC; not tax or investment advice; verify every Guilford, NC record before acting.