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Hale County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Hale County, Alabama? DLRadar grades every Hale County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Hale County breakdown.

  • Hale County's most distressed ZIP is 35474 at 17/100.
  • 9 ZIP codes tracked in Hale County, averaging 13/100 distress.
  • Hale County reads contraction — home values down 1.6% year over year, 2.8% off peak.
  • Vacancy runs 24.4% across Hale County's tracked ZIPs, with a 25.3% poverty rate.
  • The typical Hale County home is worth about $112,513 against a ~$48,229 median income.
  • Lending headwind in Hale County sits at 93/100 — a forward read on distressed supply.

Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
13547417/100
23673814/100
33674214/100
43544113/100
53674413/100
63677613/100
73676512/100
83678611/100
93675610/100

Most distressed ZIP codes in Hale County (composite distress 0-100, 2026)

What is driving Hale County distress

Nothing here is estimated: Hale County is scored from filings alone, and its ZIPs average 13/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Hale County market phase and pricing

DLRadar places Hale County in contraction; prices moved down 1.6% over the year and remain 2.8% under peak. Longer marketing times follow, and with them the sellers worth calling.

See the distressed properties behind the data in Hale County

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Frequently asked questions

Where is distress highest inside Hale County, AL?

ZIP 35474 leads Hale County at 17/100, recomputed monthly from public records.

Where is Hale County in the housing cycle?

Hale County is classified contraction with a 1.6% year-over-year drop, following the FHFA House Price Index.

What are the sources behind these Hale County numbers?

Every Hale County figure traces to a public source — FHFA House Price Index for the contraction trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 9 Hale County ZIP codes that it runs on every other U.S. county, so Hale County's numbers are directly comparable to any other market.

How much do distress scores vary between Hale County ZIP codes?

A county average hides the spread. Across the Hale County ZIPs DLRadar ranks, scores run from 17/100 in 35474 down to 10/100 in 36756, against a Hale County average of 13/100. That 7-point gap is why acquisition targeting in Hale County works at ZIP level rather than county level.

What do Hale County home values and vacancy say about distressed supply?

The typical Hale County home carries about $112,513 of value against a median household income near $48,229. Vacancy across Hale County's tracked ZIPs runs 24.4% and the poverty rate is 25.3%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Hale County's foreclosure and lien filings and its 93/100 lending headwind.

Related

These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.

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