Harnett County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Harnett County, North Carolina? DLRadar grades every Harnett County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Harnett County breakdown.
- Harnett County's most distressed ZIP is 28356 at 36/100.
- 18 ZIP codes tracked in Harnett County, averaging 30/100 distress.
- Harnett County reads peak — home values up 1.9% year over year.
- Vacancy runs 12.4% across Harnett County's tracked ZIPs, with a 12.5% poverty rate.
- The typical Harnett County home is worth about $267,363 against a ~$81,088 median income.
- Lending headwind in Harnett County sits at 70/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28356 | 36/100 |
| 2 | 27540 | 33/100 |
| 3 | 27592 | 33/100 |
| 4 | 28390 | 32/100 |
| 5 | 27330 | 31/100 |
| 6 | 27504 | 31/100 |
| 7 | 27526 | 31/100 |
| 8 | 28334 | 30/100 |
| 9 | 27332 | 29/100 |
| 10 | 27501 | 29/100 |
| 11 | 28326 | 28/100 |
| 12 | 27505 | 27/100 |
Most distressed ZIP codes in Harnett County (composite distress 0-100, 2026)
What is driving Harnett County distress
DLRadar builds Harnett County's distress picture only from records anyone can pull; its ZIPs average 30/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Harnett County market phase and pricing
The cycle in Harnett County is peak, with values up 1.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Harnett County
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Questions and answers
What is the hardest-hit ZIP in Harnett County?
ZIP 28356 leads Harnett County at 36/100, recomputed monthly from public records.
How would you describe the Harnett County market phase?
Harnett County is classified peak with a 1.9% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Harnett County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 18 ZIP codes in Harnett County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Harnett County ZIP codes?
The county figure is a blend, not a description. Across the Harnett County ZIPs DLRadar ranks, scores run from 36/100 in 28356 down to 27/100 in 27505, against a Harnett County average of 30/100. The 9-point range is the argument for ZIP-level search across Harnett County.
What do Harnett County home values and vacancy say about distressed supply?
The typical Harnett County home carries about $267,363 of value against a median household income near $81,088. Vacancy across Harnett County's tracked ZIPs runs 12.4% and the poverty rate is 12.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Harnett County's foreclosure and tax-lien filings and its 70/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.